Samsung pay

[Open123]

This is pretty cool!  

*Edited* - Now, I understand why the cashier was wondering what Luker was trying to do.  Hahaha

[axlm]

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@Open123 wrote:

So, Samsung Pay works on any non-NFC POS terminal?  How's this even possible?

*obviously, I don't work in technology*

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http://www.techinsider.io/how-magnetic-secure-transmission-works-on-samsung-pay-2015-9

And interestingly: http://www.nfcworld.com/2015/10/07/338522/nyt-reports-on-looppay-breach/

Edit: geez, how can I be so slow posting! I got caught by the hacking story

[longtimelurker]

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@Open123 wrote:

This is pretty cool!  

*Edited* - Now, I understand why the cashier was wondering what Luker was trying to do.  Hahaha

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Right, in most cases when NFC is enabled in a store cashiers are "trained".  With Samsung Pay, you are dealing with untrained cashiers and waving a phone where they expect a credit card.   

Now I just need a credit card with a built in phone and I can do the opposite thing!

[mitchblue]

On Samgsung's web page it says only 4 phones are compatible, true? 

[OmarGB9]

True. Only the s6, s6 edge, s6 edge+ and note 5.

[mitchblue]

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@OmarGB9 wrote:
True. Only the s6, s6 edge, s6 edge+ and note 5.

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I would have like to try it but my Note 4 doesn't qualify. I hope they add more phones..

[OmarGB9]

I hope so too, although it's more due to hardware compatibility with previous phones not having the necessary components so if anything it'll be compatible with newer phones.

[mitchblue]

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@OmarGB9 wrote:
I hope so too, although it's more due to hardware compatibility with previous phones not having the necessary components so if anything it'll be compatible with newer phones.

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Makes sense though it's not like the Note 4 is old, came out last year. I have a hard time believing they can't get this app to work with older phones. I like Samsung phones very much but IMO it's there way to get people to buy a new phone. 

[UncleB]

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@mitchblue wrote:

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@OmarGB9 wrote:
I hope so too, although it's more due to hardware compatibility with previous phones not having the necessary components so if anything it'll be compatible with newer phones.

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Makes sense though it's not like the Note 4 is old, came out last year. I have a hard time believing they can't get this app to work with older phones. I like Samsung phones very much but IMO it's there way to get people to buy a new phone. 

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Samsung Pay isn't a matter of just getting an app to work.  The concept relies on specific hardware unique to the very latest Samsung phones.  Samsung actually bought the company a little while back (Loop) to be able to put the tech directly into their phones without requiring the user to use an external add-on.

If you really want the tech on an older phone, you can still get it directly from Loop:  https://www.looppay.com/

It wouldn't use the Samsung Pay app, but it's the same hardware that makes Samsung Pay possible.

[Anonymous]

I'd expect some merchants being suspicious of someone holding a phone next to the swiper on a non-NFC terminal to pay. The cashier may still expect to see the actual card. Negates much of the benefit of using Samesung Pay. Or is that not a problem?