Should I Pay off my Truck or Braces First?

[Beast26]

I have 2 loans to pay off and just trying to determine which one to pay off first this year.

Truck loan: 202/mo 4.5% apr $6,400 left

Braces: 212/mo flat rate with $4,000 left.

Which should I pay off first the cheaper loan or the one that has interest which is the truck?

[Adkins]

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@Beast26 wrote:

I have 2 loans to pay off and just trying to determine which one to pay off first this year.

Truck loan: 202/mo 4.5% apr $6,400 left

Braces: 212/mo flat rate with $4,000 left.

Which should I pay off first the cheaper loan or the one that has interest which is the truck?

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I'd pay off the truck first, due to the interest. 

[coachbeau]

Not sure what your loan situation is, however, when I paid off my truck which was my only loan my score dropped 24pts on average across the board. 

[Beast26]

I have a large college college loan so I'm ok as far as loans for the next few years either way.

[M_Smart007]

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@Beast26 wrote:

I have a large college college loan so I'm ok as far as loans for the next few years either way.

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Then I would probably pay off the truck ... or sock money away in a interest bearing account.

If you are towards the end of your truck loan, you have probably paid most of the interest by now?

Depending on how many payments are left.

Just my $0.02's worth.