Statement credit for US Bank turn into refund check

[mikecintel]

Hi Everyone,
I just redeemed my points for cash back and I just called the rep to put it as statement credit but I have a 0 balance and I request a refund check from them and they will send a refund check to me. It will take 3 business days to post to my account.

My question is once it is on my statement and I request a refund check on that statement will it say "Refund check" sent or something? I never dealt with US Bank redeeming points for a refund check before. Has anyone request a refund check from US Bank from a statement credit? Thank you.

[FicoMike0]

I redeemed as a credit to my checking, credited next day.

[mikecintel]

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@FicoMike0 wrote:

I redeemed as a credit to my checking, credited next day.

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Thank you but I don't want to credit a checking account.

Thanks,

Mike

[ElvisCaprice]

I have received a check in the past from US Bank for credit on statement.  Don't remember how it was labeled but did zero out the balance.  In fact, most CC issuers will do this after a certain amount of time without a request.

[mikecintel]

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@ElvisCaprice wrote:

I have received a check in the past from US Bank for credit on statement.  Don't remember how it was labeled but did zero out the balance.  In fact, most CC issuers will do this after a certain amount of time without a request.

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OK thanks

[ptatohed]

There are easier and quicker, not to mention more conventional, ways to get cash back.  

[mikecintel]

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@ptatohed wrote:

There are easier and quicker, not to mention more conventional, ways to get cash back.  

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Yes you are right but I don't have a US Bank near me.  I don't want to open and close the account.  I am on the East Coast.  I am not in the middle states.

[ptatohed]

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@mikecintel wrote:

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@ptatohed wrote:

There are easier and quicker, not to mention more conventional, ways to get cash back.  

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Yes you are right but I don't have a US Bank near me.  I don't want to open and close the account.  I am on the East Coast.  I am not in the middle states.

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Mike, checking or statement credit?  

[mikecintel]

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@ptatohed wrote:

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@mikecintel wrote:

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@ptatohed wrote:

There are easier and quicker, not to mention more conventional, ways to get cash back.  

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Yes you are right but I don't have a US Bank near me.  I don't want to open and close the account.  I am on the East Coast.  I am not in the middle states.

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Mike, checking or statement credit?  

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I mean checking sorry.

[firefox100]

I live on the east coast and I was able to open a US bank checking account on phone, as long as you have creditcard with them you don't pay any account fees. When I redeem cashback or points I transfer itit to checking account then to another account at my local bank.