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Tips for getting into Langley FCU? (Blend platform)

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TyrannicalDuncery3
Regular Contributor

Tips for getting into Langley FCU? (Blend platform)

I'm applying from OOS to Langley FCU and I got sent to manual review (ugh!). Chex is 3/12 including one bank that rejected me twice.

 

Any idea how I can get past their manual review? Any experiences to share?

 

I will let you know how mine goes for sure.

 

Their application is on some kind of platform called Blend. Maybe other banks use that too and have similar features to their application process?

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Message 1 of 11
10 REPLIES 10
FicoMike0
Valued Contributor

Re: Tips for getting into Langley FCU?

I joined Langley last year, I was lol/12 chex. According to 

https://www.doctorofcredit.com/banks-credit-unions-dodont-pull-chexsystems/

they don't pull chex.

What's oos?

Message 2 of 11
TyrannicalDuncery3
Regular Contributor

Re: Tips for getting into Langley FCU?

Thanks FicoMike0 for the DP!!! OOS=out of state.

 

Did you get sent to manual review? Did you do anything to get out of it?

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Message 3 of 11
FicoMike0
Valued Contributor

Re: Tips for getting into Langley FCU?

I'm OOS too. I think I got a "we'll let you know" followed by a welcome email in a few days. I didn't do anything. I don't remember very well.

 

Message 4 of 11
TyrannicalDuncery3
Regular Contributor

Re: Tips for getting into Langley FCU?

You're the best. Thanks for the hope!

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Message 5 of 11
FicoMike0
Valued Contributor

Re: Tips for getting into Langley FCU?

Best of luck with it.

Message 6 of 11
TyrannicalDuncery3
Regular Contributor

Re: Tips for getting into Langley FCU?

Made it!! Thanks again. Just had to wait a day.

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Message 7 of 11
Vinjints
Regular Contributor

Re: Tips for getting into Langley FCU?

Nicely done. I joined a couple months back (in branch) in prepartion for the CB card. Good luck on that path as well.

Message 8 of 11
AndySoCal
Senior Contributor

Re: Tips for getting into Langley FCU? (Blend platform)

@TyrannicalDuncery3  When I applied for membership I went directly to Langley fcu website. The membership was a soft Equifax and No Chex. Langley is on the east coast and I am in California My membership was an instant approval.

 

FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 07/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Langley FCU Signature Cash Back Visa 10000 Commonwealth Credit Union 15000 07/25
Banking: Langley FCU Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican State CU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO
Message 9 of 11
indiolatino61
Valued Contributor

Re: Tips for getting into Langley FCU? (Blend platform)


@TyrannicalDuncery3 wrote:

I'm applying from OOS to Langley FCU and I got sent to manual review (ugh!). Chex is 3/12 including one bank that rejected me twice.

 

Any idea how I can get past their manual review? Any experiences to share?

 

I will let you know how mine goes for sure.

 

Their application is on some kind of platform called Blend. Maybe other banks use that too and have similar features to their application process?


Message 10 of 11
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