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I'm applying from OOS to Langley FCU and I got sent to manual review (ugh!). Chex is 3/12 including one bank that rejected me twice.
Any idea how I can get past their manual review? Any experiences to share?
I will let you know how mine goes for sure.
Their application is on some kind of platform called Blend. Maybe other banks use that too and have similar features to their application process?
I joined Langley last year, I was lol/12 chex. According to
https://www.doctorofcredit.com/banks-credit-unions-dodont-pull-chexsystems/
they don't pull chex.
What's oos?
Thanks FicoMike0 for the DP!!! OOS=out of state.
Did you get sent to manual review? Did you do anything to get out of it?
I'm OOS too. I think I got a "we'll let you know" followed by a welcome email in a few days. I didn't do anything. I don't remember very well.
You're the best. Thanks for the hope!
Best of luck with it.
Made it!! Thanks again. Just had to wait a day.
Nicely done. I joined a couple months back (in branch) in prepartion for the CB card. Good luck on that path as well.
@TyrannicalDuncery3 When I applied for membership I went directly to Langley fcu website. The membership was a soft Equifax and No Chex. Langley is on the east coast and I am in California My membership was an instant approval.
@TyrannicalDuncery3 wrote:I'm applying from OOS to Langley FCU and I got sent to manual review (ugh!). Chex is 3/12 including one bank that rejected me twice.
Any idea how I can get past their manual review? Any experiences to share?
I will let you know how mine goes for sure.
Their application is on some kind of platform called Blend. Maybe other banks use that too and have similar features to their application process?