US Bank really Doesn't like Me

[ddemari]

I applied for an easy checking account online via US Bank's website. After inputting all my info, i received a message saying, "We're sorry. We're unable to take your application at this time. Thank you for your interest but based on the information you provided us, we are unable to grant your request fora deposit account at this time". 

I have nothing negative on Checks System or ever screwed a bank with a checking account. Weird, they really just don't want my business. I checked my application for any errors like 5 times before hitting submit. 

[TrueGeminiNC]

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@ddemari wrote:

I applied for an easy checking account online via US Bank's website. After inputting all my info, i received a message saying, "We're sorry. We're unable to take your application at this time. Thank you for your interest but based on the information you provided us, we are unable to grant your request fora deposit account at this time". 

I have nothing negative on Checks System or ever screwed a bank with a checking account. Weird, they really just don't want my business. I checked my application for any errors like 5 times before hitting submit. 

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Did they do a credit check?  Both BOA and Wells Fargo will perform a credit check.  At a minimum, Wells Fargo will offer an "opportunity checking/savings" account if you don't qualify for a standard deposit account.

[Cali_Credit]

US Bank only Looks at chex systems during account opening so I would prob call chex systems and make sure nothing out of the ordinary is going on.

[Anonymous]

Banks are required to provide an adverse action notice stating why you were declined and contact info for the agency providing the information resulting in the declination. In my experience banks will run chex and SP credit - I've work at a national, large local and now community bank and all have pulled both.

[Anonymous]

dont sweat it!