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@AndySoCal wrote:I called Veridian on Monday, I asked about the Trans Union pull for membership it is a soft pull. The customer service agent did not know about Chex Systems so I explained. I thought it might be possibly that they did not pull Chex Systems. Thanks @Royalbacon for confirming they do not pull Chex.
@ptatohed I am looking for a 2 year Jumbo CD at the best rate possible. Currently that is 4 percent. I have a couple of back ups just in case. The CD that has the funds in it does not mature till the end of the month. Brokerage CD's are at 3.85% for 2 years
Andy,
If you have $100,000 cash, I'd look at getting one of the $1500 bonusses from Marcus or E-Trade. No Direct Deposit required. Decent rate as you wait for your bonus. E-Trade is only a 45 day wait.
@AndySoCal wrote:Does anyone have / had any personal experience with them? I am thinking about opening a 2 year CD with at four percent. They also have a two percent flat rate credit rewards card as well. They are not geofenced. Doctor of Credit says Chex Systems None in a May of 2025 post
I applied it on May 7th (Chex was frozen) and I was approved the same day. I only took Free Checking because the high yield checking with requirements that they have isn't worth it. Also their debit card design is unusual where normal vertical debit card has a chip on top and network logo on bottom right corner. This is how they design the debit card:
@MeowingTheCat I applied and only opened a savings account and was approved. I transferred the money to Veridian and opened the CD.
@AndySoCal wrote:@MeowingTheCat I applied and only opened a savings account and was approved. I transferred the money to Veridian and opened the CD.
Gotcha. The only reason why I opened their checking account is because they have early direct deposit up to two days.
@MeowingTheCat @Redstone FCU is where my checking account is also has the payday up to 2 days early feature as well. I have 3 or 4 more credit unions that have that feature. One which is Fortera Credit Union they are located in Clarksville Tennessee.