Well, That Escalated Quickly...

[Anonymous]

Thanks for the input. I am hoping that since I am only 32, I will have a little time to recover. I will be going to full throttle 401 contribution once this mound is paid off. 

[Anonymous]

First step - freeze all your accounts so you can't use them, even accidentally for more debt.

I've been there before.

If you have weekends/evenings free, consider a second job like Uber/Lyft or Amazon Flex.  You can make decent spending cash doing this if you find yourself strapped.

[Appleman]

Consider a budgeting program such as YNAB (YNAB.com for 34 day free trial)

Also undebt.it for a free snowball/avalanche program.

IMO, you have placed yourself on a fairly strict budget that is looking years into the future. Honestly, looking beyond the next 3 months can be difficult. You have a plan but you need to put a lot of effort in keeping on track.

Good luck!

[arizonahd]

Impressive menagerie of debts you have there!

I highly recommend a good spreadsheet to manage your strategy and forecast.  You're welcome to use mine if you are interested, I developed it in 2011 and have had great success managing both my debts and expenses with it. Debt software is lame in my opinion, I think we all live our lifestyles differently and a spreadsheet gives you the ability to tailer your strategies to your needs. 

I am personally not a fan of snowball style debt payoff. It makes more sense to tackle the higher interest balances. For example, I paid off a promo apr balance instead of my car loan because the threat of 18% interest  trumped the 6% interest of the car loan. Treat all interest accruing debt the same.

As others pointed out, growing your income by doing odd jobs would also be good to offset the debt payoff as well. 

[woithk1]

I highly recommend you start listening to Dave Ramsey ASAP.  Sign into Everydollar.com which is free to start your budget so you can see the results coming through to keep you motivatied.  Please check out the links below for enrcouragement and strategy.  I think you were smart to pay cash for your wedding and will be able to catch as you are in your 30's.  I have lived by the Dave Ramsey methods and they have been very beneficial for me too.  Here's to you paying off all your debts in a short amount of time.  Congrats on the wedding and the new house.

http://www.daveramsey.com/

https://www.everydollar.com/

https://www.youtube.com/results?search_query=debt+free+scream

[Anonymous]

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@Appleman wrote:

Consider a budgeting program such as YNAB (YNAB.com for 34 day free trial)

Also undebt.it for a free snowball/avalanche program.

IMO, you have placed yourself on a fairly strict budget that is looking years into the future. Honestly, looking beyond the next 3 months can be difficult. You have a plan but you need to put a lot of effort in keeping on track.

Good luck!

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Thanks for suggesting undebt.it!