I'm kind of amazed by this. WF is one of those lenders I had burned many years ago on a Propel Amex card ($2k or so) I had and also had a charged off checking account with. I owed them $700 or so, but after BK, apparently that debt was also wiped out. Lo and behold, I apply online for these accounts and got instantly approved no problem. I hope I might be able to reestablish a good relationship with them in the long run just like how I've had my Bank of America, Penfed, BB&T accounts opened for so many years.
I wanted DCU to be like that too, but I've already written about my debacle with them and how I still haven't gotten any calls back from them despite trying to follow up on Facebook, but that's a whole other topic. It's been a super great day overall for things like this and I couldn't be more excited to see where this all goes.
Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500
Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
