cancel
Showing results for 
Search instead for 
Did you mean: 

What does restricted access bank branch mean?

tag
kremonis
Frequent Contributor

What does restricted access bank branch mean?

Does anyone know the implications of a restricted access bank branch? Never heard of such a thing before and I would like to know what it entails?

 

Here is  an example : https://upstatefcu.org/contact-us .  Goto this page and scroll to the bottom or search for the word "restricted" and you will find two of their branches labeled as "restricted access".

 

Message 1 of 8
7 REPLIES 7
Cowboys4Life
Frequent Contributor

Re: What does restricted access bank branch mean?

Google Earth was no help but my guess is (after living in Anderson, SC for 13 weeks under a contract gig) is that it is a drive thru service only.  No lobby services available.  Just an ATM and drive thru or just an ATM.

Message 2 of 8
GZG
Senior Contributor

Re: What does restricted access bank branch mean?


@kremonis wrote:

Does anyone know the implications of a restricted access bank branch? Never heard of such a thing before and I would like to know what it entails?

 

Here is  an example : https://upstatefcu.org/contact-us .  Goto this page and scroll to the bottom or search for the word "restricted" and you will find two of their branches labeled as "restricted access".

 


I wonder if those branches are limited to workers of the manufacturing plant nearby, typically you might see this for branches on a military outpost where you can't just walk in as a regular person off the street, even if you are a customer 

 

Starting FICO 8:
Current FICO 8:



Message 3 of 8
Cowboys4Life
Frequent Contributor

Re: What does restricted access bank branch mean?


@GZG wrote:

@kremonis wrote:

Does anyone know the implications of a restricted access bank branch? Never heard of such a thing before and I would like to know what it entails?

 

Here is  an example : https://upstatefcu.org/contact-us .  Goto this page and scroll to the bottom or search for the word "restricted" and you will find two of their branches labeled as "restricted access".

 


I wonder if those branches are limited to workers of the manufacturing plant nearby, typically you might see this for branches on a millitary outpost where you can't just walk in as a regular person off the street, even if you are a customer 

 

 



@GZG wrote:

@kremonis wrote:

Does anyone know the implications of a restricted access bank branch? Never heard of such a thing before and I would like to know what it entails?

 

Here is  an example : https://upstatefcu.org/contact-us .  Goto this page and scroll to the bottom or search for the word "restricted" and you will find two of their branches labeled as "restricted access".

 


I wonder if those branches are limited to workers of the manufacturing plant nearby, typically you might see this for branches on a millitary outpost where you can't just walk in as a regular person off the street, even if you are a customer 

 

 


Wait, I got it.  We have restricted access locations here in Las Vegas.  That is the location of the Michelin North America.  I don't know whether it is a plant or corporate offices but the bank branch is inside the building which is restricted to employees only.  The public cannot get in the building to use the bank.  We have similar restricted banking locations for some of the casinos.  There is a bank branch inside the casino but it is in an employee only area.  The public cannot use it.  

Message 4 of 8
SouthJamaica
Mega Contributor

Re: What does restricted access bank branch mean?


@kremonis wrote:

Does anyone know the implications of a restricted access bank branch? Never heard of such a thing before and I would like to know what it entails?

 

Here is  an example : https://upstatefcu.org/contact-us .  Goto this page and scroll to the bottom or search for the word "restricted" and you will find two of their branches labeled as "restricted access".

 


I think it means it's in a building or facility that is not open to the public.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 5 of 8
Jeffster1
Valued Contributor

Re: What does restricted access bank branch mean?

It means thst location is restricted to those with badge access to the facility in which the branch is located.

0% utilization
FICO 8 EX 839 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 15K I Citi Thank You MC 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K I USAA Cash Rewards Plus American Express 4K I Apple Card 6K
Message 6 of 8
Guyatthebeach
Valued Contributor

Re: What does restricted access bank branch mean?

Kremlins,

 

If it's like BECU having its Charleston located inside the Charleston camps, you have word or Michelin or work as a subcontractor to be able have access to the facility to go to the branches there.  It's ages since I've been to Anderson. Whenever get up that way, I always stop in Grady's Great Outdoors and Mama Penn's.

 

Guyatthebeach

Message 7 of 8
Jeffster1
Valued Contributor

Re: What does restricted access bank branch mean?

I found out the hard way years ago when I was looking for a shared branch so I could pay a CC bill and stumbled into the local Boeing facility looking  for what turned out to be a restricted access branch. I'll say they were very nice about it. I didn't get very far. 

0% utilization
FICO 8 EX 839 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 15K I Citi Thank You MC 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K I USAA Cash Rewards Plus American Express 4K I Apple Card 6K
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.