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Which CRA Is Pulled for NFCU Membership and PLOC?

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Mr_Mojo_Risin
Senior Contributor

Re: Which CRA Is Pulled for NFCU Membership and PLOC?


@AverageJoesCredit wrote:

@LawStudentCivilis wrote:

I have never read about NAVY conducting a HP for membership only.  If I did, I would have never joined.  I joined last fall and there was a TU SP.  Hope this helps.


Wow, so Navy isnt worth a  hp? Thats crazy especially to think not everyone can join and the benefits that are gained with Navy Fed far outway a hp that stays on a report for 2 years, 1 scorable. Membership is for life.  To each their own i guessSmiley Wink


You got that right! 

I owe all of my success to myFICO and Navy, they've been unbelievably generous to me.

NFCU More Rewards 28K CL
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Message 11 of 13
OmarGB9
Community Leader
Super Contributor

Re: Which CRA Is Pulled for NFCU Membership and PLOC?


@LawStudentCivilis wrote:

I have never read about NAVY conducting a HP for membership only.  If I did, I would have never joined.  I joined last fall and there was a TU SP.  Hope this helps.


Perhaps my HP was for the secured card I applied for. I don't recall. It was almost a year ago.


Last App: 1/10/2023
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Currently rebuilding as of 04/11/2019.

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Current FICO 8 scores:


Message 12 of 13
LawStudentCivilis
Established Contributor

Re: Which CRA Is Pulled for NFCU Membership and PLOC?


@AverageJoesCredit wrote:

@LawStudentCivilis wrote:

I have never read about NAVY conducting a HP for membership only.  If I did, I would have never joined.  I joined last fall and there was a TU SP.  Hope this helps.


Wow, so Navy isnt worth a  hp? Thats crazy especially to think not everyone can join and the benefits that are gained with Navy Fed far outway a hp that stays on a report for 2 years, 1 scorable. Membership is for life.  To each their own i guessSmiley Wink


@AverageJoesCreditJoe no it is not "crazy" - you added your own narrative that I did not implicate nor state.  At the time of application I had applied for credit elsewhere.  I was not interested with credit with Navy at the time of my application so no I would not have taken a hp just to join this credit union nor any other for that matter.

Message 13 of 13
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