Who is using Debit Card nowdays?

[Anonymous]

I have to admit it, but the only time that I use my debit card is to withdraw money out of the ATM ( at the bank facility). I went to the store today and the network was down and I was told that only debit was working, really? I left everything there and I walked away.

[Anonymous]

ATM is the only time I use mine. I don't even carry any of them with me. They all sit in a drawer at my shop with my checkbooks.

[redpat]

Refresh my memory please, what is a Debit Card? 

[ecxpa]

why use a debit card when you can get rewards with a credit card............I think the merchant's make more off of debit cards though

[Anonymous]

I use the Target debit card (only at Target obviosuly)

And "gebit" cards can also be useful for those that do that sort of thing

[redpat]

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@ecxpa wrote:

why use a debit card when you can get rewards with a credit card............I think the merchant's make more off of debit cards though

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Believe it or not I have a local restaurant that takes cash only and I had to use their ATM once.  Funny thing is they are always packed. 

[Officer737]

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@ecxpa wrote:

why use a debit card when you can get rewards with a credit card............I think the merchant's make more off of debit cards though

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I find myself doing this more since I have rewards cards now. I still use my debit card from time to time but nearly as much. I have U.S. Bank and they throw $1 per debit card transaction into my savings account each month from my checking account. I used to avg 50 swipes per month.....now in the 20s

[Anonymous]

i will when i get my high-yield reward checking account/s setup (kasasa). 

[Anonymous]

ATM is the only time I see it.  Before I realized the opportunities for reward earning via a credit card, I used my debit card for almost everything.  Oh how I wish I had learned about this board and others earlier.

[Anonymous]

Never lol with the exception as others have said to take out money from the  ATM if needed, other than that it's back to storing it away. I don't like the thought my debit card is a direct link to my account, therefore credit cards offer more protection whenever I'm purchasing anything. Also, I use my CC as a debit card anyway so I get as many points or cash back rewards then pay in full at the end of the month I don't spend what I don't have. I get nothing back using a debit  in terms of rewards so I would never use it.