high yield savings accounts

acreditdummy123 · ‎10-16-2022

what are some good solid ones without many tedious monthly requirements?

❤️ Am a peaceful, positive person. Credit scores: Amazing and higher than most. AAoA: Superb. No lates. No delinquencies.

The past is the past. I'm a completely new person now as of 3/6/23

SouthJamaica · ‎10-16-2022

@acreditdummy123 wrote:
what are some good solid ones without many tedious monthly requirements?

Alliant CU regular savings.

PenFed Premium Online Savings.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 23700

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682

PlaidRaptor · ‎10-16-2022

Capital One is pretty good too.

Credit_Master · ‎10-16-2022

I would suggest Affinity FCU @ 3.5% on max $5,000 then 1% anything over that.

Current Cards

Goal Cards

Closed Cards

Total CL $84,850

Reithe · ‎10-16-2022

Ally, American Express, Capital One, and Discover are all highly recommended. Alliant and PenFed are good alternatives if you prefer credit unions. They are all FDIC/NCUA insured with no monthly fees or minimum balance requirements, and all of them have highly rated mobile apps.

Wallet:

Sock Drawer:

Bank of America Customized Cash Rewards | $5,000

Bank of America Travel Rewards | $13,000

Navy Federal Credit Union More Rewards | $10,000

crrredit · ‎10-16-2022

ETrade is owned by Morgan Stanley now. They have an online savings account that is paying 2.75% currently. If you have an ETrade account, you can see your savings account on the ETrade home page along with your ETrade account, and you can transfer money back and forth in minutes.

acreditdummy123 · ‎10-16-2022

tyvm everyone!

❤️ Am a peaceful, positive person. Credit scores: Amazing and higher than most. AAoA: Superb. No lates. No delinquencies.

The past is the past. I'm a completely new person now as of 3/6/23

AndySoCal · ‎10-17-2022

@acreditdummy123

Here is a link to a list of banks and credit unions high yield savings accounts. You will need to change the region and the amount to be invested.

https://www.depositaccounts.com/savings/

FICO Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 808 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 30,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banks and Credit Unions: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU Veridian Credit Union Utah Community Credit Union
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank BMO Langley FCU Paypal

WasteMgmt · ‎10-18-2022

I have used Ally for about 7 years or so. I really like their "buckets" feature as well, highly recommend.

CapitalOne Venture X, CapitalOne Quicksilver, Chase Sapphire Preferred, Chase Freedom OG, Chase Freedom OG, Amex BCE, Wells Fargo Autograph
Last application 5/2023

Creditfan1234 · ‎10-18-2022

Idaho Central Credit Union also has a good product. They only require $1,000 minimum balance and the account is free. The rate stays competitive with all the others listed in previous replies as well.