opening NFCU by phone

[Anonymous]

I've read that Navy accounts can be funded with up to $250 by credit card when opening. Does this include accounts opened by phone, or does funding with a CC by phone result in a cash advance? Thanks.

[Anonymous]

Varies by card issuer, at the least

Use PayPal Key (debit drawing on your CC) to increase your chances of success

[Girlzilla88]

@Anonymous     Are you talking about Funding your Checking/Savings?!      If you fund it with a CC it will take it or read it as a Cash Advance payment (or read as a Cash Advance so just make sure you have enough CA funds to cover it)       

[M_Smart007]

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@Anonymous wrote:

I've read that Navy accounts can be funded with up to $250 by credit card when opening. Does this include accounts opened by phone, or does funding with a CC by phone result in a cash advance? Thanks.

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Depends on the CC used?, most do.

The one I regularly use with no cash advance fee, is the Citi double cash card.

[Anonymous]

I funded my Navy Federal account opening with my Discover card and it counted it as a purchase. But I've heard mixed things about this. 

[ghost-cell]

Huh.. good to know. I ironically paid mine w a USAA cc and don't think I got charged extra. But now I know to watch out when using a cc to initially fund a bank account. I'd have to double check my records but I'm 99% sure I did it that way, w no known repercussions. I did this like a month or two ago