savings account similar to DCU???????

[AllZero]

Fudge. APY got slashed.

With an unprecedented 2.52% APY for balances up to $2500 and 0.10% APY on balances over $2500, a Brighter Day Savings account is the premier way to earn maximum returns on your savings.

[Anonymous]

It's interesting that DCU is still 6.17% on $1K and Credit Union of New Jersey is still 7.5% on $500. Both of them must use the savings as a way to offer their members products that are profitable. We know DCU does quarterly prequals, I wonder if CUNJ does too?

https://www.cunj.com/personal-banking/savings/high-rate-savings/

[Green456]

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@Anonymous wrote:

It's interesting that DCU is still 6.17% on $1K and Credit Union of New Jersey is still 7.5% on $500. Both of them must use the savings as a way to offer their members products that are profitable. We know DCU does quarterly prequals, I wonder if CUNJ does too?

https://www.cunj.com/personal-banking/savings/high-rate-savings/

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Are you aware of any other credit union that offers 4% or more savings rate besides blue CU which I won't consider.

[Gmood1]

Here ya go @Green456 ,.have fun!

https://www.depositaccounts.com/checking/reward-checking-accounts.html

[Green456]

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@Gmood1 wrote:

Here ya go @Green456 ,.have fun!

https://www.depositaccounts.com/checking/reward-checking-accounts.html

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Thats rewards checking not savings. They require you to work for your rate instead of set it and forget it like DCU.

[Gmood1]

Use the drop down @Green456  and choose the savings. Here let me do it for you https://www.depositaccounts.com/savings/

Or go to the money market drop down. Max has one with a good rate if this rate is current. They SP for bank accounts and use EX 8 auto score. Maybe time for me to reopen an account with them.

https://www.depositaccounts.com/banks/max-credit-union.html

Couldn't help myself, went ahead and opened an account back up with them. And became a member in 10 mins. Their system is super fast. 

Even funded the account with $3000 using a 2% cash back MasterCard. You can fund accounts with up to $3000 using CC's for Max FCU. I'd suggest using a Mastercard as VISA loves cash advance fees. 

[Anonymous]

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@Gmood1 wrote:

Use the drop down @Green456  and choose the savings. Here let me do it for you https://www.depositaccounts.com/savings/

Or go to the money market drop down. Max has one with a good rate if this rate is current. They SP for bank accounts and use EX 8 auto score. Maybe time for me to reopen an account with them.

https://www.depositaccounts.com/banks/max-credit-union.html

Couldn't help myself, went ahead and opened an account back up with them. And became a member in 10 mins. Their system is super fast. 

Even funded the account with $3000 using a 2% cash back MasterCard. You can fund accounts with up to $3000 using CC's for Max FCU. I'd suggest using a Mastercard as VISA loves cash advance fees. 

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Wow that's an amazing rate on their reverse MM account. I just went and looked. 

https://www.mymax.com/accounts/savings-accounts/elevate-money-market

It looks like no go for me with that geofence though which explains how they're able to offer such a sick rate. 

[Anonymous]

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@Green456 wrote:

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@Anonymous wrote:

It's interesting that DCU is still 6.17% on $1K and Credit Union of New Jersey is still 7.5% on $500. Both of them must use the savings as a way to offer their members products that are profitable. We know DCU does quarterly prequals, I wonder if CUNJ does too?

https://www.cunj.com/personal-banking/savings/high-rate-savings/

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Are you aware of any other credit union that offers 4% or more savings rate besides blue CU which I won't consider.

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Most of them have slashed their rates quite a bit unfortunately. I'm looking for a place to park my stimulus check when I get it and its a challenge to find high rates that don't have a fence I can't get around.