Here is how the same one collection account is reporting on each of the 3 bureaus:
EQUIFAX
Account name: Credit Prot Assoc
Acct #: 1430XXXXX
Acct type: collection acct
Balance: $607
Date Opened: 10-1-07
Acct Status: Closed
Payment Status: Unpaid
TRANS UNION
Account Name: Credit Protect Assoc
Acct #: 1430XXXXXX
Account Type: Collection Acct
Account Balance: $607
Date Opened: 10-27-07
Account Status: Open
EXPERIAN
Account Name: Credit Protec Assoc
Acct #: 1430XXXX
Account Type: Collection Acct
Balance: (nothing listed)
Date Opened: 10-1-07
Acct status: Closed
Payment status: paid; was a collection account
All 3 show something different! I never paid this (old Mediacomm cable acct). And on the one that’s closed, and still showing a balance, isn’t that not right?
What would you guys do if this was reported so differently on each of your 3 reports??
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