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Omg omg omg. Ok, so I have a string of 90+ day lates from closed student loans on all 3 reports. They were due to start falling off in july of this year. I happened to look at my experian last night and it appears experian already dropped the whole string!! My first clean report! I gained 33 pts. New Experian score of 746.
Now I have to wait for the other 2 bureaus!! 😭.... I have a feeling I'll be waiting awhile?? I just had to share this moment bc it's been long awaited!
That is a phenomenal feeling. Congratulations on the milestone! ![]()
@Doodlebug30 wrote:Omg omg omg. Ok, so I have a string of 90+ day lates from closed student loans on all 3 reports. They were due to start falling off in july of this year. I happened to look at my experian last night and it appears experian already dropped the whole string!! My first clean report! I gained 33 pts. New Experian score of 746.
Now I have to wait for the other 2 bureaus!! 😭.... I have a feeling I'll be waiting awhile?? I just had to share this moment bc it's been long awaited!
Congrats!
Yes, EX drops entire, uninterrupted, strings of lates. The other 2 bureaus drops them off, individually, one month at a time.
Almost there!
Congratulations on your soon to be squeaky clean reports!!!!!
@Anonymous that's super annoying.... I wish they all dropped the string at once!
Good job!
What is the method of dropping the string of lates? Is that when I see the notation "this account is scheduled to go into positive status by suchandsuch date"?