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1 down, 2 to go?!

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Doodlebug30
Established Contributor

1 down, 2 to go?!

Omg omg omg. Ok, so I have a string of 90+ day lates from closed student loans on all 3 reports. They were due to start falling off in july of this year. I happened to look at my experian last night and it appears experian already dropped the whole string!! My first clean report! I gained 33 pts. New Experian score of 746. 

Now I have to wait for the other 2 bureaus!! 😭.... I have a feeling I'll be waiting awhile?? I just had to share this moment bc it's been long awaited!

Message 1 of 6
5 REPLIES 5
805orbust
Valued Contributor

Re: 1 down, 2 to go?!

That is a phenomenal feeling. Congratulations on the milestone! Smiley Very Happy



Message 2 of 6
Anonymous
Not applicable

Re: 1 down, 2 to go?!


@Doodlebug30 wrote:

Omg omg omg. Ok, so I have a string of 90+ day lates from closed student loans on all 3 reports. They were due to start falling off in july of this year. I happened to look at my experian last night and it appears experian already dropped the whole string!! My first clean report! I gained 33 pts. New Experian score of 746. 

Now I have to wait for the other 2 bureaus!! 😭.... I have a feeling I'll be waiting awhile?? I just had to share this moment bc it's been long awaited!


Congrats!

 

Yes, EX drops entire, uninterrupted, strings of lates. The other 2 bureaus drops them off, individually, one month at a time.

 

Almost there!

Message 3 of 6
Face_Value
New Contributor

Re: 1 down, 2 to go?!

Congratulations on your soon to be squeaky clean reports!!!!!

Message 4 of 6
Doodlebug30
Established Contributor

Re: 1 down, 2 to go?!

@Anonymous  that's super annoying.... I wish they all dropped the string at once! 

Message 5 of 6
Whitneyy
Valued Contributor

Re: 1 down, 2 to go?!

Good job!


What is the method of dropping the string of lates? Is that when I see the notation "this account is scheduled to go into positive status by suchandsuch date"?

GOAL - 700 FICO across the board!
Message 6 of 6
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