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100 point change to almost 100 point change in less than 2 months!!

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Chad3304
Valued Member

Re: 100 point change to almost 100 point change in less than 2 months!!

Wow, awesome! Care to pm me the letter used for Walmart and amazon and the contact info? These are my last two baddies, thanks!
Message 11 of 25
Anonymous
Not applicable

Re: 100 point change to almost 100 point change in less than 2 months!!

Would you mind sending me the address you used for your Synchrony Bank letter(s)?

 

I'm also trying to get GW adjustments on my Amazon Store Card account.

 

Thanks!

Message 12 of 25
Down_2Bizness
Regular Contributor

Re: 100 point change to almost 100 point change in less than 2 months!!

That is awesome!! Congrats OP!
Was your Pioneer loan account active or closed when you began the GW campaign?

Starting Score: EQ FICO 566 09/30/13
Current Score: EQ FICO 688 3/10/14 TU FICO 680 3/10/14 (Barclaycard) EX FICO 691 1/12/14 (LP)
Goal Score: 700
My Wallet: Capital One $1500 / Wells Fargo $1600 / J Crew $2050 / Victoria's Secret $2300 / Barclay Apple Financing Visa $2500 / Discover It $1700 / Home Depot $1100 / Delta Skymiles AmEx $1000

Message 13 of 25
Down_2Bizness
Regular Contributor

Re: 100 point change to almost 100 point change in less than 2 months!!

Would you do this even for amounts that you know are valid? I have a few medical baddies, so I’m curious as to the reasoning behind this.

Starting Score: EQ FICO 566 09/30/13
Current Score: EQ FICO 688 3/10/14 TU FICO 680 3/10/14 (Barclaycard) EX FICO 691 1/12/14 (LP)
Goal Score: 700
My Wallet: Capital One $1500 / Wells Fargo $1600 / J Crew $2050 / Victoria's Secret $2300 / Barclay Apple Financing Visa $2500 / Discover It $1700 / Home Depot $1100 / Delta Skymiles AmEx $1000

Message 14 of 25
Anonymous
Not applicable

Re: 100 point change to almost 100 point change in less than 2 months!!

Thank you for sharing, can you pm Amazon synchrony contact, just got letter from them saying their record shows accurate reporting
Message 15 of 25
Anonymous
Not applicable

Re: 100 point change to almost 100 point change in less than 2 months!!

It was open. Still is...they just agreed to remove the trade line from my reports. To be upfront...they were in the wrong and failed to contact us until the account was severely past due and did not disclose a past due amount. So they agreed. But it took. A lot. Tons of letters, a BBB dispute and finally letters to MIdcountry Bank and guessed correctly the president’s email and it was removed.

Message 16 of 25
Anonymous
Not applicable

Re: 100 point change to almost 100 point change in less than 2 months!!

I get a lot of requests for emails used and my goodwill letter. I won’t send anyone the letter I used. Contains some personal information that I don’t wish to share online.I just googled goodwill letters and followed it but replaced information about my situation. But overall was thanks for reading this, my account was charged off/ late/ placed into collections because of this or that situation. These are the steps I am taking to fix my past mistakes and the past mistakes are preventing me from purchasing a home, and I asked for a removal/good willl adjustment so that I could buy a home.

Synchrony was the hardest. Sent letters and then emails every 2 weeks. Then the 3rd time it worked. 

credit one I both mailed and emailed. 2nd time removed. 

 

I sent letters to any address I could find. Then to any ceo, president, board member I could find. I wrote a ton of letters. The ones I have found success with were the presidents or first listed ceo for synchrony. Then the second listed for credit one. First name starts with the letter J.

 

For synchrony....

google ceos 

Then this template

First name.last name@synchronyfinancial.com 

 

for credit one.....

 

same: google CEO’s

firstname.lastname@creditone.com

 

Sorry if this breaks any rules. Tried to make sure no personal information.

 

Message 17 of 25
Anonymous
Not applicable

Re: 100 point change to almost 100 point change in less than 2 months!!

Dsn --

 

If Credit One sold your account to Midland, and you paid Midland, I'm pretty certain that under the FCRA, the Credit One account would be considered a duplicate collection account, and you can dispute/request to have the account removed. Collection accounts can't be duplicated on a report.

Message 18 of 25
GodivaD
New Contributor

Re: 100 point change to almost 100 point change in less than 2 months!!

Congratulations!!! This amount of success only comes with patience and hard work. Good job for not taking a “no” as a final answer.
Message 19 of 25
ReuJesEst
Valued Member

Re: 100 point change to almost 100 point change in less than 2 months!!

Didnt read the whole post for contact info.





Message 20 of 25
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