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Would you mind sending me the address you used for your Synchrony Bank letter(s)?
I'm also trying to get GW adjustments on my Amazon Store Card account.
Thanks!
It was open. Still is...they just agreed to remove the trade line from my reports. To be upfront...they were in the wrong and failed to contact us until the account was severely past due and did not disclose a past due amount. So they agreed. But it took. A lot. Tons of letters, a BBB dispute and finally letters to MIdcountry Bank and guessed correctly the president’s email and it was removed.
I get a lot of requests for emails used and my goodwill letter. I won’t send anyone the letter I used. Contains some personal information that I don’t wish to share online.I just googled goodwill letters and followed it but replaced information about my situation. But overall was thanks for reading this, my account was charged off/ late/ placed into collections because of this or that situation. These are the steps I am taking to fix my past mistakes and the past mistakes are preventing me from purchasing a home, and I asked for a removal/good willl adjustment so that I could buy a home.
Synchrony was the hardest. Sent letters and then emails every 2 weeks. Then the 3rd time it worked.
credit one I both mailed and emailed. 2nd time removed.
I sent letters to any address I could find. Then to any ceo, president, board member I could find. I wrote a ton of letters. The ones I have found success with were the presidents or first listed ceo for synchrony. Then the second listed for credit one. First name starts with the letter J.
For synchrony....
google ceos
Then this template
First name.last name@synchronyfinancial.com
for credit one.....
same: google CEO’s
firstname.lastname@creditone.com
Sorry if this breaks any rules. Tried to make sure no personal information.
Dsn --
If Credit One sold your account to Midland, and you paid Midland, I'm pretty certain that under the FCRA, the Credit One account would be considered a duplicate collection account, and you can dispute/request to have the account removed. Collection accounts can't be duplicated on a report.
Didnt read the whole post for contact info.