This is actually for my wife's account. Seems like a pretty big jump from dropping utilization from 28% to 23% but that's the only change, so it must be it, 668 to 679. I know it's a FAKO score but still nice to see. 
Can't wait to see mine later this week as I went from 42% to 0% this month, should update by end of the week.
@Mike_B03 wrote:This is actually for my wife's account. Seems like a pretty big jump from dropping utilization from 28% to 23% but that's the only change, so it must be it, 668 to 679. I know it's a FAKO score but still nice to see.
Can't wait to see mine later this week as I went from 42% to 0% this month, should update by end of the week.
Expect a huge jump. My Tranksrisk increased by 31 points and my Vantage surged by 121 points because of one single balance decrease. 
Util sure is a big part of your score. Congrats to her! You should see a nice jump on yours, I brought mine down from 80% to about 28% and my score jumped 60 points.
Starting Score: EQ 717 EX 724 TU 736
Starting Score: My Fico/ 623 Fakos/ Creditsesame 628 Creditkarma 582
Actually, at 0, you could see a drop. I know it doesn't sound good, but the scores like to see a little useage, under 9%. Unless I'm looking for new credit, I couldn't care less about it. I'd rather have a few points drop then pay interest.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
