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50 point increase

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Anonymous
Not applicable

50 point increase

My EX jumped 50 points cause my BoA secured card reported I don't even have the card yet. My questions why is it only reporting to EX and not all 3 I noticed on MPM my capital one secured which I have had for 2 months now did the same only reported to EX are the other two CRA just slow to update
Message 1 of 6
5 REPLIES 5
gdale6
Moderator Emeritus

Re: 50 point increase


@Anonymous wrote:
My EX jumped 50 points cause my BoA secured card reported I don't even have the card yet. My questions why is it only reporting to EX and not all 3 I noticed on MPM my capital one secured which I have had for 2 months now did the same only reported to EX are the other two CRA just slow to update

EX is the biggest so for me its always first to report followed pretty quick by EQ and then maybe up to a week for TU. Grats Smiley Happy

Message 2 of 6
Anonymous
Not applicable

Re: 50 point increase

Yeah I'm excited went from bad credit to not good credit in one night lol
Message 3 of 6
Imperfectfuture
Super Contributor

Re: 50 point increase


@gdale6 wrote:

@Anonymous wrote:
My EX jumped 50 points cause my BoA secured card reported I don't even have the card yet. My questions why is it only reporting to EX and not all 3 I noticed on MPM my capital one secured which I have had for 2 months now did the same only reported to EX are the other two CRA just slow to update

EX is the biggest so for me its always first to report followed pretty quick by EQ and then maybe up to a week for TU. Grats Smiley Happy


This has been my experience as well.  Not only in derogs removed, but account reports, payment history etc.  TU seems to lag the longest.  HOWEVER, they also had my report the most accurate (just one item was off, and it was an easy fix).

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Message 4 of 6
Anonymous
Not applicable

Re: 50 point increase

all of my scores are finaly moving up my credit cards are starting to report now once i get the CO off they should really shoot up 

Message 5 of 6
Dj4Money
Established Contributor

Re: 50 point increase

  Funny, my Cap One statement is out, but CK reported my SDFCU Secured Card and my score jumped 11 points! Now this might have something to do with a idenity error that shows me being dead with TU; I haven't gone to the SSI office yet to update the information, but I will be doing that maybe tomorrow. I say this because I can't access my TU via Capital One's website, because of that error.

 

 I need to get that fixed to be sure when I get my official scores from myFico that everything is correct. Congrats on your score bump, I will also move from just below sub-prime into prime territory with a similar score increase on my EX.

 

 EQ is dramatically lower, but I guess it will get caught up at some point.

 

Message 6 of 6
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