800 Club!!

MsSecondChance · ‎04-06-2025

For the first time ever, I have an 800 score! My ch 13 dropped off 2 months early from my Experian report along with some accounts that were included in my bankruptcy which raised my score 104 points!

Additionally, my Equifax score increased by 53 points after some old accounts dropped off. The bankruptcy is still there but is scheduled to come off in June. I couldn't be happier knowing that soon all my scores will be in the 800 club! 🥳

Ch 13 filed 6/2018
Ch 13 discharged 7/2024
TU 794
EX 796
EQ 806

JoeRockhead · ‎04-06-2025

Congratulations, keep up the good work!

MsSecondChance · ‎04-06-2025

Thank you!

Ch 13 filed 6/2018
Ch 13 discharged 7/2024
TU 794
EX 796
EQ 806

citymunky · ‎04-06-2025

Congratulations on the milestone! I suspect I have 2 years to go, once my charge off falls off.

Rebuilding since 2021

Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:

Current FICO 8 Scores: