Accept or Decline CLI of only $100?

[kennerchick]

How do you know when a soft pull happens?  Will the soft pull have anything to do with the Utilization?

Thanks!

[Anonymous]

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@kennerchick wrote:

How do you know when a soft pull happens?  Will the soft pull have anything to do with the Utilization?

Thanks!

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If you have a recent free EQ pull from annualcreditreport.com, you can see the soft pulls there and you can figure out the timing.

[kennerchick]

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@Anonymous wrote:

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@kennerchick wrote:

How do you know when a soft pull happens?  Will the soft pull have anything to do with the Utilization?

Thanks!

---

If you have a recent free EQ pull from annualcreditreport.com, you can see the soft pulls there and you can figure out the timing.

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So I'm looking for the prefix of AR or AM on it right? If so the last and only one was 3/29/16 from capital 1

[Anonymous]

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@kennerchick wrote:

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@Anonymous wrote:

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@kennerchick wrote:

How do you know when a soft pull happens?  Will the soft pull have anything to do with the Utilization?

Thanks!

---

If you have a recent free EQ pull from annualcreditreport.com, you can see the soft pulls there and you can figure out the timing.

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So I'm looking for the prefix of AR or AM on it right? If so the last and only one was 3/29/16 from capital 1

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There ya go. They may do another at the end of may. In my case they pulled on Sep 29 (account was opened Sep 23), and they finally gave me my increase a few days into december, so I concluded that they pulled again on November 29.

[kennerchick]

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@Anonymous wrote:

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@kennerchick wrote:

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@Anonymous wrote:

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@kennerchick wrote:

How do you know when a soft pull happens?  Will the soft pull have anything to do with the Utilization?

Thanks!

---

If you have a recent free EQ pull from annualcreditreport.com, you can see the soft pulls there and you can figure out the timing.

---

So I'm looking for the prefix of AR or AM on it right? If so the last and only one was 3/29/16 from capital 1

---

There ya go. They may do another at the end of may. In my case they pulled on Sep 29 (account was opened Sep 23), and they finally gave me my increase a few days into december, so I concluded that they pulled again on November 29.

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Thanks for the info   I hate waiting games! LOL  Worth the wait though.  When they pull are they looking at the utilization or just score?

[kennerchick]

OMG! I just checked and my QS1 has a CLI!  I went from $300 to $750!!  I just paid $17 more to make it an even amount available!   This must be my 6 month CLI? Last increase I got on this card was in November just before BLack Friday LOL

[Anonymous]

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@Anonymous wrote:

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@kennerchick wrote:

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@Anonymous wrote:

---

@kennerchick wrote:

How do you know when a soft pull happens?  Will the soft pull have anything to do with the Utilization?

Thanks!

---

If you have a recent free EQ pull from annualcreditreport.com, you can see the soft pulls there and you can figure out the timing.

---

So I'm looking for the prefix of AR or AM on it right? If so the last and only one was 3/29/16 from capital 1

---

There ya go. They may do another at the end of may. In my case they pulled on Sep 29 (account was opened Sep 23), and they finally gave me my increase a few days into december, so I concluded that they pulled again on November 29.

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After looking at my EQ report from 12/22, its kind of odd. They kept denying my CLI's at the end of november, quoting a score from Equifax of 545 dated 2015-09-29, however on my 12/22/15 EQ report the only pull from Cap one is from 2015-11-18.

So.... I dunno.