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Added as an authorized user with a different address? Will it report?

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Anonymous
Not applicable

Re: Added as an authorized user with a different address? Will it report?

 GOod to hear, any idea if Citi will, they did not take my SSN but my mother and i had a common address for 23yrs so shouldnt be hard to find me and link us up.

Message 11 of 19
teo77777
Regular Contributor

Re: Added as an authorized user with a different address? Will it report?

Wish I could help, but I have no experience with Citi. BOA and CAP1 will report to all 3 CRA's. The address matters not, as it will add to your credit report and lengthen your AAoA,, but address can come into play when Fico calculates your score. yymv. But the additional age will let you open new accounts in your name without killing your AAoA.


TO
Message 12 of 19
Anonymous
Not applicable

Re: Added as an authorized user with a different address? Will it report?

Update, so the chase card hit my creditkarma today which is TU, the aaoa went up 8yrs, utilization is now 1 percent etc but the score didnt change, my fako still says 594, sooo is this to say with the new scoring model that AU dont matter anymore or are my baddies neutralizing the good i just added and no change?

Message 13 of 19
Anonymous
Not applicable

Re: Added as an authorized user with a different address? Will it report?

Update number 2.  Credit.com im not sure who they pull from?  Had me at 612 and i got a 25 point boost on there to 637

Message 14 of 19
Anonymous
Not applicable

Re: Added as an authorized user with a different address? Will it report?

Believe it or not BOA is still not reporting me as an AU 5months later is there  a number or way to get them to?

Message 15 of 19
Burned2manybridgesB4
Valued Contributor

Re: Added as an authorized user with a different address? Will it report?


@Anonymous wrote:

Believe it or not BOA is still not reporting me as an AU 5months later is there  a number or way to get them to?


How are you verifying it's not reporting?

Message 16 of 19
Burned2manybridgesB4
Valued Contributor

Re: Added as an authorized user with a different address? Will it report?

CK doesn't show AU.

Message 17 of 19
Anonymous
Not applicable

Re: Added as an authorized user with a different address? Will it report?

 CK showed mine my chase card appeared as an alert 2 weeks later and was added to my report it has a 28K limit.  Regardless the reason  i know is 12/15 i pulled my real TU and paid for the score to see how different it was from CK , luckily my true fico was 25pts higher.

Message 18 of 19
Burned2manybridgesB4
Valued Contributor

Re: Added as an authorized user with a different address? Will it report?


@Anonymous wrote:

 CK showed mine my chase card appeared as an alert 2 weeks later and was added to my report it has a 28K limit.  Regardless the reason  i know is 12/15 i pulled my real TU and paid for the score to see how different it was from CK , luckily my true fico was 25pts higher.


Don't know what to tell ya then.

Message 19 of 19
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