Another AFNI problem/ question

[Anonymous]

First post here. New to the credit rebuilding thing but I sure am glad I found this site. I have been rebuilding my credit for awhile and finally got over the 700 FICO. Well last week when I checked my credit karma I t dropped 50 points!! I was in total shock! I notice on their site that I had a collection for $218 from ANFI. I panicked. I found a letter I had got from them and had stuck it back in my junk mail. It was legitimate. I had a dish bill for that amount from when I got it disconnected after being a 10 year costomer (long story, poor service ect.). Being in panic mode I called dish and they said I would have to deal with ANFI. I called (I know wrong thing) if I had paid 20 days earlier they said wouldn’t have reported it. No luck at pay for delete. I paid it in full and they said they would report it to all 3 CB as such. My ignorance was I didn’t know it would still show as a negative!! Like I said glad I found this site. Is there anything I can do to get this removed ?? I have used your search engine and found a lot of post about AFNI, most are older post. Just wondering if anybody has had resent dealings with them. I am planning on refinancing my house this spring to get away from my subprime lender.

[Anonymous]

Just sent Afni, Inc. a G/W letter. let you know.

[EddieK]

I've recently dealt with them(1/2014), they will GW delete.  Did you mail the letter or e-mail them?

[TiffanyMJones]

I got a settlement offer in the mail from them. The debt is legitimate and I accepted the offer. I mailed them a Cashier's Check for the settlement amount.

So how long should one wait before writing a G/W delete?

[-NewGuy-]

@vafia, they are pretty receptive to GW letters, so that is the right thing for you to do.

@Tiffany, I would start writing them right away, but that'sjust me

[EddieK]

Call them and see if the payment's been processed.  If so, I'd GW asap.

[Anonymous]

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@EddieK wrote:

I've recently dealt with them(1/2014), they will GW delete.  Did you mail the letter or e-mail them?

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I just e-mailed them with a e-mail address I found on here. I think tomorrow I will snail mail also. Thanks for hope!

[Anonymous]

I also sent e-mail G/W to Dish Network

[EddieK]

E-mailing to the addy that's been provided on here in previous threads is the way to go.  Good luck!

[Anonymous]

It worked!!! Got the e-mail today!!! THANKS TO ALL!

Thank you for your inquiry.  We have filed a request with all 3 major credit reporting agencies to delete the listing by Afni from your credit report.