Anyone have luck with getting lates removed from Cap One?

[Anonymous]

Has anyone has any luck getting lates removed from Cap One? I have 2 30s; 2 60s. I've written numerous good wills. Any advice would be appreciated

[MarineVietVet]

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@Anonymous wrote:

Has anyone has any luck getting lates removed from Cap One? I have 2 30s; 2 60s. I've written numerous good wills. Any advice would be appreciated

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From what I've read on here Cap 1 can be pretty tough but no harm in asking them over and over.

How old are these lates?

From a BK years ago to:

9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772

You can do the same thing with hard work

Credit Scoring 101
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[Anonymous]

9/2008; 10/2008; 11/2008, 3/2009

[MarineVietVet]

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@Anonymous wrote:

9/2008; 10/2008; 11/2008, 3/2009

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With 3 months in a row wouldn't that make 11/2008 a 90 day late?

Or is this from two different cards?

[Anonymous]

Hi Tullz,

I'm in the same boat as you, I have a 60 day late from 05 I'm trying to get rid of and have sent in about 6 so far to every address I could find with no luck, I also tried planet feedback. I would also love to hear if anyone has advice or has had any luck with cap one!

[Anonymous]

marinevietvet - I agree with you, but that's what was reported on my report. It's from one card. I just want to get my score up, all I have left is two medical collections to try to figure out how to get rid of, and those lates.

[MarineVietVet]

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@Anonymous wrote:

@MarineVietVet - I agree with you, but that's what was reported on my report. It's from one card. I just want to get my score up, all I have left is two medical collections to try to figure out how to get rid of, and those lates.

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I'm curious. What dates are being reported as 30 day lates and what dates are 60 day lates?

[Anonymous]

Just what I posted above; 9/2008; 10/2008; 11/2008, 3/2009

[MarineVietVet]

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@Anonymous wrote:

Just what I posted above; 9/2008; 10/2008; 11/2008, 3/2009

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So 9/2008 and 10/2008 are 30 days and 11/2008 and 3/2009 are 60 day?

That doesn't make sense. Go back through your own records and see what the correct information is. Or call the creditor and ask.

Of course they still need to be removed but you should have the right data.

From a BK years ago to:

9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772

You can do the same thing with hard work

Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Whats In Your FICO Score

[Anonymous]

I pulled the report end of March. That's what it says...I can send you a screenshot of it probably.