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App spree done for REAL

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Anonymous
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App spree done for REAL

Omg OMG OMG y'all!!!!! Ok I KNOW I said.I was done but I'm REALLY done this time. Ok sooooooo I got a invitation to apply for pnc points in the mail. I bank with PNC but I heard they are REALLY conservative with approval and credit limit increases. Also that the approval requirements are the same with all their cards. So I didn't think I would get it. But I read a lil bit on here abt if you apply AFTER your logged onto your online banking it recognizes you as a customer so when you apply it instanly knows you & your account status etc etc. And I read that underwriting.is manual they only pull EX (which is my strongest) well I decided to try what the HELL... Logged online applied for the Cashbuilder...... Maaaaaaaan I was APPROVED FOR $7500 instant approval!!! No wait for underwriting!!! It's my highest limit over ever gotten. (I'm new to this) Maaaaaaaan I wish I'd applied to then before I did the other 4 cards I just applied for. I never would have got them!!!! Any who thanks for listening y'all. I'm sooooooo happy.
Oh btw for any other pnc ppl I have a virtual wallet account and a interest checking. I have direct deposits going in each. My son has a virtual wallet account and a secure credit card that are all tired to my account. My score on EX is 669 this would make 9INQ but only 3 this year. #intothegardenigo

3 REPLIES 3
RonM21
Valued Contributor

Re: App spree done for REAL

Congrats! Very interesting as I also bank with PNC and received the same offers recently. I only have interest checking with them though. I kind of ignored the offers,  but the starting limit you received is surprising.



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 2 of 4
Anonymous
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Re: App spree done for REAL

Congrats! Nice job!
Message 3 of 4
Anonymous
Not applicable

Re: App spree done for REAL

Congrats. That's good to know because I'm a PNC customer too. I have the virtual wallet w/ performance spend and saving accounts for my 2 children though. I'm hoping though to either take out a small personal loan or refinance my car with them soon in hopes of qualifying for the cash builder card later this year. I really want a PNC card, discover, and chase Disney (I'm an annual pass holder).
Message 4 of 4
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