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Omg OMG OMG y'all!!!!! Ok I KNOW I said.I was done but I'm REALLY done this time. Ok sooooooo I got a invitation to apply for pnc points in the mail. I bank with PNC but I heard they are REALLY conservative with approval and credit limit increases. Also that the approval requirements are the same with all their cards. So I didn't think I would get it. But I read a lil bit on here abt if you apply AFTER your logged onto your online banking it recognizes you as a customer so when you apply it instanly knows you & your account status etc etc. And I read that underwriting.is manual they only pull EX (which is my strongest) well I decided to try what the HELL... Logged online applied for the Cashbuilder...... Maaaaaaaan I was APPROVED FOR $7500 instant approval!!! No wait for underwriting!!! It's my highest limit over ever gotten. (I'm new to this) Maaaaaaaan I wish I'd applied to then before I did the other 4 cards I just applied for. I never would have got them!!!! Any who thanks for listening y'all. I'm sooooooo happy.
Oh btw for any other pnc ppl I have a virtual wallet account and a interest checking. I have direct deposits going in each. My son has a virtual wallet account and a secure credit card that are all tired to my account. My score on EX is 669 this would make 9INQ but only 3 this year. #intothegardenigo
Congrats! Very interesting as I also bank with PNC and received the same offers recently. I only have interest checking with them though. I kind of ignored the offers, but the starting limit you received is surprising.
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |









