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Credit repair addicting. Lol

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Anonymous
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Credit repair addicting. Lol

Maybe it's just me and my OCD/type A personality, but I find repairing/rebuilding my credit to be a little addicting. Lol. I tried last year to have a company help me but didn't like the results so I just stopped. But since then I've moved into a better apt, gotten 2 cars, my bf's income has significantly increases and our whole living situation has made such a turnaround so it prompted me to get our credit right in hopes of buying a house in 2 years.

I started in early March just getting my free reports and assessing my situation. Since signing back up for MyFico and coming on here, I've started working on my bf's credit (luckily his is more of a lack of credit than repairing), my friend who is like a sister, both of my actual sisters and I'll be helping out one of my sister's bf soon. Lol. It's a lot of research, time, effort and sometimes postage money but as long as they want the help I wanna help as much as I can. I want everyone around me to do better and I take pride in helping them. Lol. In the 3 weeks I've been back on here I've learned so much and have already helped them all out in some small way. I just hope I have success on my own credit now! Lol
4 REPLIES 4
Anonymous
Not applicable

Re: Credit repair addicting. Lol

Totally agree with you! It can be very intense waiting on results and responses. But when you get those alerts for score changes and account balances...OMG so addicting! Credit rebuilding is my part-time job that I love.
Message 2 of 5
RonM21
Valued Contributor

Re: Credit repair addicting. Lol

I agree it's definitely addicting. Every time you see things go your way and get better, you want more. I feel like I can never put enough distance between where I was and where I am currently.



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 5
Anonymous
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Re: Credit repair addicting. Lol


@Anonymous wrote:
Maybe it's just me and my OCD/type A personality, but I find repairing/rebuilding my credit to be a little addicting. Lol. I tried last year to have a company help me but didn't like the results so I just stopped. But since then I've moved into a better apt, gotten 2 cars, my bf's income has significantly increases and our whole living situation has made such a turnaround so it prompted me to get our credit right in hopes of buying a house in 2 years.

I started in early March just getting my free reports and assessing my situation. Since signing back up for MyFico and coming on here, I've started working on my bf's credit (luckily his is more of a lack of credit than repairing), my friend who is like a sister, both of my actual sisters and I'll be helping out one of my sister's bf soon. Lol. It's a lot of research, time, effort and sometimes postage money but as long as they want the help I wanna help as much as I can. I want everyone around me to do better and I take pride in helping them. Lol. In the 3 weeks I've been back on here I've learned so much and have already helped them all out in some small way. I just hope I have success on my own credit now! Lol

I agree, I'm addicted too. It's actually becoming fun! I'm getting board with my re-building because I only have one paid baddie left. It's kind of sick in a way. But learning how to repair my credit has been like obtaining a Masters Degree in finance. I think I have done more studying about this "thing of ours", than I have ever studied in my 51 years of existence.

Message 4 of 5
Anonymous
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Re: Credit repair addicting. Lol

Yea my friend and coworker keep telling me I need to start charging people for helping. Lol. I've still got 3 big baddies on my own reports but I'm waiting for SOL to hit in the next few months before I start PFDing and I've got 4 small medical collections I'm trying to get off too. Other than that I guess it's just getting cards with good limits and utilization. March was a very long month waiting on responses and updates for what I've done so far though. Lol
Message 5 of 5
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