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Basically it says it on the title I was wondering if it's a bad idea to apply for a credit while your disputing.
Yes. Hold off until the investigation is done. What are you disputing?
A Charge off/collection that was reinserted after being deleted and I wasn't notified by experian before placing it back on credit profile.
Is it valid?
@OmarGB9 wrote:Is it valid?
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A charge off definitely looks bad on a credit application. Remove it before applying if it is not valid.