cancel
Showing results for 
Search instead for 
Did you mean: 

Applying for credit while disputing

tag
Emoneymayne
Established Member

Applying for credit while disputing

Basically it says it on the title I was wondering if it's a bad idea to apply for a credit while your disputing.

Message 1 of 5
4 REPLIES 4
FireMedic1
Community Leader
Mega Contributor

Re: Applying for credit while disputing

Yes. Hold off until the investigation is done. What are you disputing?



BK Free Aug25
Message 2 of 5
Emoneymayne
Established Member

Re: Applying for credit while disputing

A Charge off/collection  that was reinserted  after being deleted and I wasn't notified by experian before placing it back on credit profile.

Message 3 of 5
OmarGB9
Community Leader
Super Contributor

Re: Applying for credit while disputing

Is it valid?


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 5
CreditPacMan
Established Contributor

Re: Applying for credit while disputing


@OmarGB9 wrote:

Is it valid?


++

A charge off definitely looks bad on a credit application. Remove it before applying if it is not valid. 

Current Cards:
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.