No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Congrats! I'm thinking about applying for a secured with them proabably in Jan or Feb. I believe I have to wait because I applied for an unsecured and was denied like 45 days or so but I'm going to wait longer. I hope I can get good results like you.
Current Scores - 8/26/2025
FICO 9
EQ - 769
TU - 778
EXP - 762
Congratulations! A lot of forum folks are not fans of Cap One, but I for one have been pleased so far. They were my first card in my rebuild and so far I have not had any issues with them. I don't know if they still offer it, but there is a program called Credit Inform that I recommend. The scores are FAKO but there is other data that is helpful.
Congrats on the approval! Capital One has treated me right and gave me a $100 bump in unsecured credit after 6 months of paying on time. According to others on this forum, that is standard and you never really see more than that unless you get bumped to an unsecured card. An approval is a victory nonetheless!
@trix_r_4_kids wrote:Congratulations! A lot of forum folks are not fans of Cap One, but I for one have been pleased so far. They were my first card in my rebuild and so far I have not had any issues with them. I don't know if they still offer it, but there is a program called Credit Inform that I recommend. The scores are FAKO but there is other data that is helpful.
The reason why some posters here are not fans of cap1 is because of there policy with pc's, CLIs, etc.....Cap1 is a great card for rebuilding and once you have outgrown it, its time to move on.
It's a good start!