Authorized user question.

[Anonymous]

My cousin has added me to their CC and for some reason it wont report to equifax.I've called and asked EQ what the problem is and why is it not reporting. They say it takes up to 90 days. It's been over 90 days and i went online to see if it can be added faster. Some websites say it can be added in under 30 days but only if you pay an extra charge. That tells me there is a way for it to get done. Anyone knows what the process is for CC to be reported faster?

[myjourney]

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@Anonymous wrote:

My cousin has added me to their CC and for some reason it wont report to equifax.I've called and asked EQ what the problem is and why is it not reporting. They say it takes up to 90 days. It's been over 90 days and i went online to see if it can be added faster. Some websites say it can be added in under 30 days but only if you pay an extra charge. That tells me there is a way for it to get done. Anyone knows what the process is for CC to be reported faster?

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It can also depend on what card you are AU on some don't report AU's

[Anonymous]

Chase Freedom, they report. Spoke to a rep at chase, said it can take up to 120 days.

[09Lexie]

The problem maybe the CRAs cannot match the cc information with you. Do you and your cousin have the same last name? Share the same address! Did Chase ask for your SSN?

[Anonymous]

It's my brother. Have different addresses. He lives in denver i live in los angeles. My cousin helped with the wells fargo CC being added. Diff. last name just had to fill out the joiint app.