BECU Secured Card approval within 6 Months of Ch 13 Filing

[Andy77]

Hello,

my lawyer said I can get a secured card for a travel plans after I file my ch 13 case. 

Has anyone been successfully approved for a secured BECU card within one year of filing ch 13 ?

If not, what CU's would you recommend ? I can't use NFCU, Patelco, Langley, Golden 1

Thank you!

[MileHigh96]

I would definitely say that BECU is BK friendly, but I am not sure HOW friendly they are when it comes to time after BK filing.

I was just a month past my 3 year anniversary of my BK7 discharge this past August and I decided to apply for a BECU rewards card. I was surprised when they approved my application (after giving them POI documentation) and they gave me a starting limit of $16K unsecured.

So when it comes to a secured card from them, I would bet they would definitely be friendly with it. If in doubt, you could always give them a call. When I was going through the POI issue with them, all their reps were amazing to deal with.

Good luck!

[Andy77]

Thank you!

[SilentTraveler]

Just as an additional data point, last time I looked, you could not apply for their secured card online. 

You need to either call or stop into a branch.

Which is why I never went for BECU's secured card. 

I don't mind applying and possibly getting denied via computer, but I don't want it to happen in my branch.