I'm not sure how I missed this notification, but one of two bad accounts finally fell my credit profile. Which was the USAA CC in my sig.
+41 points jump on my EQ FICO8 score (from 732 to 773). MyFico App shows the bump was due to the balance of one of my accounts decreaing by $100 on my HELOC, however Credit Karma shows USAA being removed. Credit Karma shows +2 point bump on my VS3 (from 823 to 825).
Also one off my 3 HPs fell off, with another due to fall off at the end of this month. 
Next stop 800s.
Congrats!!!
@citymunky wrote:I'm not sure how I missed this notification, but one of two bad accounts finally fell my credit profile. Which was the USAA CC in my sig.
+41 points jump on my EQ FICO8 score (from 732 to 773). MyFico App shows the bump was due to the balance of one of my accounts decreaing by $100 on my HELOC, however Credit Karma shows USAA being removed. Credit Karma shows +2 point bump on my VS3 (from 823 to 825).
Also one off my 3 HPs fell off, with another due to fall off at the end of this month.
Congrats on the score increase! What is your last derog on file?
FWIW - Fico lists the trigger event that prompted a pull for a rescore. Often a score changes is not due to the trigger event. As in your case, something else changed in your CRA report between the 2 pulls. Credit Karma does a pretty good job of listing account and derog changes associated with EQ and TU data.
Congrats on the FICO score boost ! You'll hopefully be in the 800s soon 
@Thomas_Thumb wrote:FWIW - Fico lists the trigger event that prompted a pull for a rescore. Often a score changes is not due to the trigger event. As in your case, something else changed in your CRA report between the 2 pulls. Credit Karma does a pretty good job of listing account and derog changes associated with EQ and TU data.
I have a closed car loan with some 30 day lates. The car was involved in a accident in Jan 20 that ended up totalling the car, and I was made aware that the car would be totalled in Jan, so I didn't pay in Feb thinking that the insurance process wouldn't take over 30 days.
EQ and TU reports: Sep2019 and Feb2020
EX reports: Sep2019, Feb2020, and Mar 2020 (I tried to dispute the Mar 20 since the loan was made whole in Mar, by EX doesn't want to budge even with the CFPB contacted).