Bouncing back need ideas thank you

[Joecooltech]

i was thinking the same thing but wanted some else point of view because i dont think those are fico 8 scores something is telling me im hovering truly around 590 610

[medicgrrl]

I don't think your scores are to be as low as you think. You've got 3 years with no derogs and established credit for over a year. Any public records?

[Joecooltech]

so i paid for the fico 8 score and im at a 565 which i have idea how after almost 18 months of solid payments