I currently have a few CO'S that are 5 years old and unpaid that have been purchased by CA'S. the OC'S are reporting $0 bal. one of them have actually removed there tradline, and the other cant seem to find me in there records. so here is the question...on my true credit reports they are under "revolving credit" and reporting dates much more recent than the DOFD'S. also they are reporting 120+ days late
EXAMPLE:
condition: derogatory
balance: $xxxxx
type: collection
status: 120+ late
then under that in the two year payment history there are a couple to a few 120 day late marks under certain months........is this legal? what should i do?
