CA reporting same TL multiple times

[JoeMap]

Hello everyone:

I pulled my free EQ report last week and it shows a CA reporting 4 TL's in the Collections Account.  The problem is that I think these are all duplicates.  The ending account numbers aren't listed, just XXXX

Two TL's show the same amount due, $116, and same DOFD.  Another TL shows the same amount due with a DOFD one month earlier.  The last TL shows a balance of $99 and the same DOFD as the first two TL's.  

The OC is a regional Radiology Group that does their own radiology but also "reads" the radiology scans for almost all the local rural hospitals and doctor's offices.  Their business office is notorious for being difficult to work with.  And they're not above underhanded tactics, billing for things they should not, according to insurance and Medicaid/Medicare.

I've been doing a lot of reading here and feel that this is an issue that can and should be fixed.  Is this something that should be disputed with the CRA? I don't want to mess up anything if I should need to use the HIPPA process later but this, and a myriad of other stupid late payments are killing my FICO score.  I pulled it and wished I hadn't!!  No mortgage refi for me anytime soon.

Thanks for any advice.  You guys (and gals) Give Me Hope!!

JoeMap

[JoeMap]

No answers?  I really do believe these are duplicates but how can I be sure if the CR doesn't give full account numbers?

[Shogun]

Have you sent them a DV?

[JoeMap]

I have not sent a DV? Would you recommend sending one for each entry? How can I distinguish between the different accounts (if they are indeed different)?

I'll start drafting a DV from the example but would like to know how many to send.

Thanks,

[llecs]

If I had that, I'd call and talk to the OC. I'd call them and say that you saw 4 entries on your CR, and that you wanted to take care of it. I'd tell them that I wanted a copy of each bill first. Based on what they send over, then I'd use that to determine whether or not the debts are legit. If legit, you can always go the HIPAA route, or DV-PFD route.