Is it better to go through the original creditor to pay a bill or the collection agency. I have a collection account for a library charge that I didn't know I had. It was in 2005 and is in collection. I want to get it paid but I also want it removed. I would like to call the library to see if I could pay them directly but I would also like the line deleted from my CR. What do you all think?
Starting Score: EX:603