I would use what you have and let your inq fall off.
Additional cards won't help your scores.
GL!
Is there a particular reason you're looking for more cards? Your signature indicates you have 10 revolvers open with 0% util. You have more than enough to successfully rebuild, and you're probably paying annual fees and predatory fees for cards you don't even need to rebuild. 3-5 revolvers is enough to successfully rebuild. More revolving accounts isn't going to help you. Just my humble opinion, but I'd cool it on applying for new cards for a while. You can't qualify for better cards just yet, and you certainly don't need more sub-prime cards.
>You're right that I should cool it on the credit search as I am paying outrageous annual fees and "monthly maintenance" fees.
Often, the biggest factor that everyone overlooks during a rebuild is simply time. There's just no magic wand to wipe away the past, and everyone wants to constantly be doing something to improve your scores when it just may not be possible short term. Are your baddies resolved, or do you still have open baddies keeping your scores suppressed? You have 2 excellent NFCU cards. Your Cap One Platinum is probably bucketed, but it's a standard no AF card from a major bank. Does your PCB card have an AF? I'm guessing your Fortiva, Surge, Credit One, Milestone, Total Visa, and Revvi all have AF and 'maintenance fees' of some kind. I would strongly consider getting your revolvers down to 5. Keep the 2 NFCU, Cap One, PCB (AF?), and maybe the least fee or one you like best of the others. Ditch the rest. Yea, your CK Vantage Score will go crazy, but your FICO won't. The closed accounts will all go into the closed accounts section of your reports, and contribute to your scoring metrics for 10 years. There's just no reason to get eaten alive by fees from so many predatory cards. They're not helping you. Do you have an installment loan of any kind? If not, consider an SSL from NFCU to give you some credit mix. Then, whittle your revolvers down to 5 cards, and plant yourself firmly in the garden for 12 months until you can get some cards that will actually help you. Just my humble advice. Good luck!
If they have a fee. Ditch em. That will leave you with more $ for you in the first place. You have a good set of cards as it is. Let time do its thing and theres nowhere to go but up. I believe your past the vulture cards now. Tell em C-Ya! No AF. Keepers.
