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CO Removed from TransUnion

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DJSTexas512
New Member

CO Removed from TransUnion

Had a CO removed from my report and my score went down 12 points. Sure is upsetting when I'm working on getting a better score.....

Message 1 of 5
4 REPLIES 4
Invest4Rest
Contributor

Re: CO Removed from TransUnion

Rotten luck there...should bounce back. Congrats on the removal!! 🚀🚀🚀




Message 2 of 5
GZG
Senior Contributor

Re: CO Removed from TransUnion

the file is better, regardless of the score drop

 

when you can settle all of your bad debt and all of your CO's fall off, your file will be in an even better shape and the score will reflect that

 

I would suspect the score will bounce back, probably lost points for file age or credit mix perhaps, regardless I wouldn't worry about it. One less CO is always better regardless of what the scores says.

Starting FICO 8:
Current FICO 8:



4/6, 4/12, 8/24 new accounts
Message 3 of 5
JoeRockhead
Community Leader
Super Contributor

Re: CO Removed from TransUnion


@GZGwrote:

I would suspect the score will bounce back, probably lost points for file age or credit mix perhaps, regardless I wouldn't worry about it. One less CO is always better regardless of what the scores says.


^ This, hang in there. With more time and diligence things will get better. Keep up the good work.

Message 4 of 5
Priory_Man
Valued Contributor

Re: CO Removed from TransUnion


One less CO is always better regardless of what the scores says.

This is more important than your score at this time.

Things will bounce back and when a creditor looks at your file the CO not been there means more to them than your socre.







"Total revolving credit $286,000 Current UTIL >1%"
Message 5 of 5
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