Hello,
I just found this older entry and I am hoping someone could help me. I am looking for advise on how to handle an unpaid CO. Although this account shows in the account columns with a balance 5K charged off, the amount remains the same month to month (no interest added) but the past due amount increases in the right hand column , I think by the amount I would normally have to have paid per month. This account was closed many years ago due to poor payment history and has not been used since 1999. I did continute to pay until it was actually charged off fall of 2006. There is no way I can simulate paying this off as it does not show delinquent in the fico simulator . It seems to be owned by the OC still . The account does show as disputed by consumer. I did write to OC a number of times regarding payment descrepancies. I never heard anything back from them. I have been working very hard to get fico up Now 680 and I don't want to do anything to tank the score again . I would like to do something before this account is sold...does the dispute notation keep the OC from selling?
I would like to settle and remove from CR any advice ....please
