cancel
Showing results for 
Search instead for 
Did you mean: 

Can JDB/CA continue to update on Credit Report even while in dispute?

tag
soccrstar
New Contributor

Can JDB/CA continue to update on Credit Report even while in dispute?

Hello,

 

I have to JDBs (LVNV & RJM) thats in dispute and they updated on my report for july and August respectively. Are they allowed to keep updating monthly on the credit reporting agencies?. Arent they suppose to cease all further collection activities including not updating on the Credit Report?. 


EQ: 632 FICO8 / EX: 622 FICO8 / TU: 648 FICO8 / EQ: 648 FICO9 / EX: 652 FICO9 / TU: 624 FICO9 / Credit Karma: 633 Transunion 622 Equifax / Credit Sesame 633 / Positive Open Loan Tradelines: Auto loan $42000 / NEWEST CARD - Don't Remember / goal by 2019: 650 or more FICO8 across the board
Message 1 of 4
3 REPLIES 3
LIGHTNIN
Senior Contributor

Re: Can JDB/CA continue to update on Credit Report even while in dispute?

You filed a dispute with the CRA's right?

 

You said this was for July & august... Did the CRA's give you the results?

 

I think not sure , the  CRA's can mark as being disputed or in dispute.

 Or was it marked as "disputed and verified"?

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 2 of 4
Anonymous
Not applicable

Re: Can JDB/CA continue to update on Credit Report even while in dispute?

As long its notated as "in dispute," it will remain.
Message 3 of 4
soccrstar
New Contributor

Re: Can JDB/CA continue to update on Credit Report even while in dispute?

Bahh alright.

 

Thank you for your reply.

 

I'm going to dispute it with the collection agencies. They can't respond to the credit report agency without proper validation through me. If they do than thats a violation am I correct?


EQ: 632 FICO8 / EX: 622 FICO8 / TU: 648 FICO8 / EQ: 648 FICO9 / EX: 652 FICO9 / TU: 624 FICO9 / Credit Karma: 633 Transunion 622 Equifax / Credit Sesame 633 / Positive Open Loan Tradelines: Auto loan $42000 / NEWEST CARD - Don't Remember / goal by 2019: 650 or more FICO8 across the board
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.