Cap 1 unrequested CLI

[seruby]

Just logged into my accont today to see if my QuickSilver statement posted with a 0 balance, so I can start using it again (one of my other cards is reporting this month).   Not only did I see it posted, but they also increased the CL on that card from the initial $3000 they gave me in Dec. to $6000.

All I keep thinking about is how in 2013, I could only get a secured card, and that started at $200.   Now, 2 years later, I have 2 cards with them: the secured is at 750, and the QS is now at $6000.  

I have one with Merrick Bank too (opened in 2014 I believe) with $1400, which I may close because they bill their AF in monthly installments.  I was only keeping it for the additional CL, but now that I got this huge increase from Cap 1, I don't really need it, especially considering my post balances across the 3 cards never exceeds 2%.

[Anonymous]

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@seruby wrote:

Just logged into my accont today to see if my QuickSilver statement posted with a 0 balance, so I can start using it again (one of my other cards is reporting this month).   Not only did I see it posted, but they also increased the CL on that card from the initial $3000 they gave me in Dec. to $6000.

All I keep thinking about is how in 2013, I could only get a secured card, and that started at $200.   Now, 2 years later, I have 2 cards with them: the secured is at 750, and the QS is now at $6000.  

I have one with Merrick Bank too (opened in 2014 I believe) with $1400, which I may close because they bill their AF in monthly installments.  I was only keeping it for the additional CL, but now that I got this huge increase from Cap 1, I don't really need it, especially considering my post balances across the 3 cards never exceeds 2%.

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Well, that appears to be how it works with banks in this country, if you need money they won't lend it, but if you show them that you don't need it, they will lend it.

Congratulations on the CLI!!

[Anonymous]

It is always nice to feel like a valued customer! Congrats on the CLI!!!!

[Anonymous]

Congratulations!

[Anonymous]

Huge congrats!

I hadn't had a card until January of this year (since 2008 credit fiascos).  I just got my first norequest CLI from Cap1 QS1 card too!!  3 months and still in credit steps too.

Again! Huge Congrats to you.  It's a great feeling to be on the right track!!

[seruby]

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@Anonymous wrote:

Huge congrats!

I hadn't had a card until January of this year (since 2008 credit fiascos).  I just got my first norequest CLI from Cap1 QS1 card too!!  3 months and still in credit steps too.

Again! Huge Congrats to you.  It's a great feeling to be on the right track!!

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Nice, congrats to you as well.