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Cap One Rebuilder Program

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Erin28
New Contributor

Cap One Rebuilder Program

Hey Everyone, Question....I just recieved my $500.00 increase with this program...I assume that means I've graduated the program. The card that I have is a Platinum...Can this card eventually be switched over to a QS card, and will the limit ever increase at all?   Thanks for any info. 

Slowly, But Surely
Message 1 of 21
20 REPLIES 20
Anonymous
Not applicable

Re: Cap One Rebuilder Program

Is it a Platinum secured, or unsecured? 

 

If unsecured I would think you'd be able to PC it to a QS, but not for at least a couple of months I would think. 

 

If secured, you can't PC it

Message 2 of 21
Anonymous
Not applicable

Re: Cap One Rebuilder Program

I'm not sure if it can be PC'd. I'm going to have my mom ask about 2 months after her graduated (which was on the 10th)
Message 3 of 21
Erin28
New Contributor

Re: Cap One Rebuilder Program

It's unsecured. 


@Anonymous wrote:

Is it a Platinum secured, or unsecured? 

 

If unsecured I would think you'd be able to PC it to a QS, but not for at least a couple of months I would think. 

 

If secured, you can't PC it


 

Slowly, But Surely
Message 4 of 21
Anonymous
Not applicable

Re: Cap One Rebuilder Program

Yes, you can still get more cli's. You can get an increase every 6 months I believe? I'm still new here, so I have a lot of info bouncing around in my brain trying to process. Smiley Embarassed

 

 

One thing I know for sure- when you request a cli with cap1 it is a sp so asking will not damage your score. Smiley Very Happy

Message 5 of 21
Aduke1122
Senior Contributor

Re: Cap One Rebuilder Program

Where is the app for this program bc I can never find it , I look every time I'm on their website and still have not seen this , I'm really wanting to do this .
Message 6 of 21
Erin28
New Contributor

Re: Cap One Rebuilder Program

I don't think they offer this program anymore. 

Slowly, But Surely
Message 7 of 21
Aduke1122
Senior Contributor

Re: Cap One Rebuilder Program

Ahh OK thanks !
Message 8 of 21
RonM21
Valued Contributor

Re: Cap One Rebuilder Program

Yes you can get more increases from what I understand.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 9 of 21
Erin28
New Contributor

Re: Cap One Rebuilder Program

bump....has this reported for anyone yet?

Slowly, But Surely
Message 10 of 21
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