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Cap One not reporting!?

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CBARR82
Regular Contributor

Cap One not reporting!?

Capital One always reports for one of my cards on the 14th of each month. My statement is due the 11th. I made a large payment on the due date as usual and then paid the card off on the 20th. Is anyone else's card not reporting for March?? Just trying to figure out if and when they will report bc I am waiting for a $0 balance update to ask for a PC on 2 cards and get a CLI on a QuickSilver. Thanks. 

Message 1 of 20
19 REPLIES 19
gardoave
Valued Member

Re: Cap One not reporting!?

My capital one quicksilver one  has a due date on the 6th and has already reported on the March 12.  As long as I see the due date for the next month online, it always seems to have already reported for the current month. 

Starting score: (11/24/13) TU: 517 Eq: 533 Exp: 520
(12/25/13) TU: 595 Eq: 592, Exp: 595
(02/20/14) TU: 637 Eq: 623 Exp:610
(04/09/14) Eq: 639
Message 2 of 20
Lechte
Frequent Contributor

Re: Cap One not reporting!?

My due date is on the 8th and the statement is on the 11th.  A lot of times, I won't see my CR reflect the update til a day or three after.

(EX08 - 654) --- (TU08 - 643) --- (EQ08 - 667) --- (EQ04 - 676)


Message 3 of 20
BSL1229
Established Member

Re: Cap One not reporting!?

I just got a Capital One Quicksilver under the credit steps program & even though my first Statement has cut, I paid in full, they still are NOT reporting to the Credit Bureaus. I just opened it 3 weeks ago but many of my other credit cards report much faster than Capital One. Does anyone have a time frame from when you open your account as to when they start reporting? I also added my Husband and my Son and am hoping they will start reporting for them also. 

 

Thanks in advanceSmiley Happy

Message 4 of 20
Jon85
Frequent Contributor

Re: Cap One not reporting!?

My Capital One cards didn't report until after the first statement was due.

 

I paid in full on both the third week, but it didn't start reporting until a day or two after my first due date.

 

Hope that helps.

Message 5 of 20
BSL1229
Established Member

Re: Cap One not reporting!?

That does help, thank you very much. Thing is, I will have to wait now until after May 11th to see if that's the case with me?Smiley Frustrated

Message 6 of 20
Erusidhion
Frequent Contributor

Re: Cap One not reporting!?

 

    I have a Capital One Secured Card that has not reported yet and I've had statements cut on 03/13 and 04/13 so far. I hear they're really slow at reporting for new accounts and it can take 2-3 months for it to show up. Maybe it's cheaper for them to report all at once initially and that is why they do it? I have 1 Secured and 1 Installment reporting right now and it kills me that my Capital One PIF + 9% Utility Statement is not reporting yet. I would really love to see how it affects my FAKO.

 

    I do not qualify for a FICO Score yet Smiley Sad Middle of September, maybe October until I do.

EQ 654 -- 43 Inquiries
TU 695 -- 54 Inquiries
EX 668 -- 50 Inquiries

Utilization: 9% AAoA: 20 months Total History: 3Y
Updated: 08/04/2017 Premier 3B
Message 7 of 20
Jamielei24
Contributor

Re: Cap One not reporting!?

I have faithfully received a SW alert on the 17th every month From both Capital One and Citi. I have received the alert for Citi today but nothing so far from Capital one. I'm too a little disappointed as I went from a $1184.00 to $16.23 (wasn't epecting interest charge was shooting for $0). Was hoping for a bump but I should at least get an alert for balance change $5/5% and nothing so far. I also usually receive an alert from Amazon too , again faithfully on the 10th. Statement balance $0 yet no alert regarding changes at all Smiley Sad the score watch/changes baffles me. Good,luck

Equifax 720 (myfico 06/09/14 upgraded)
TU 730 (myfico 06/06/14), TU 730 (Walmart 06/03/14)
Experian 727 (myfico 06/06/14), Experian 712 (PLUS) 06/06/14

NFCU Flagship $17,500, Chase Slate $7,500, Citibank Simplicity $2,400, Capitol One QS $3,750, Walmart $3,000, Old Navy Store Card $3,000, Amazon Store Card $2,000, Target Red Card $1,000, Victoria Secret $1,070, Red Canoe Credit Union (my personal CCU) $2,000
Message 8 of 20
BSL1229
Established Member

Re: Cap One not reporting!?

That's ridiculous, 2-3 months?!? For a company like Capital One, they should really be on the ball with this stuff. My Credit One started reporting before I even received my card! 

Message 9 of 20
NewBuster
Established Member

Re: Cap One not reporting!?

I too am waiting for Cap One to post?

I opened account in 10/29/13 didnt post until second statement 12/14.

They have posted consistently the day after statement posts, 15h on Experian & Equifax and normally 1/2 days later on TU.

I just received a CLI this past statement 4/14 and nothing has posted yet as of today 4/17?  somethings up

FICO 8 / EQ 824 / EX 815 / TU 816

Discover $36,000, Capital One $32,500, Chase Bonvoy $30,000, Barclays Arrival+ $34,200, Fidelity Rewards $25,000, AMEX Delta $25,000, AMEX Bonvoy $25,000, AMEX Platinum $$$
Message 10 of 20
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