Capital One Questions?

[php111]

Hey. I have some questions about the Capital One Secured MasterCard?

1.) I applied on Wednesday the 3rd of June, and I was approved with a minimum deposit of $99. I made a $100 deposit the same day I was approved and my Credit Limit is $200. I received a letter in the US mail today saying I was approved. However, I never received a single email from them. Was I suppose to receive emails from them?

2.) How long does it take for me to receive my card? I applied & was approved & made a $100 deposit all on the same day of Wednesday, June 3rd.

[Pway]

It typically takes about 2 weeks.  They will send you a email when your card is on it way

[Anonymous]

I think you have to sign up for paerless billing in order to get your statements and alerts via email. I would call Cap One and ask when they mailed your card.

[php111]

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@Pway wrote:

It typically takes about 2 weeks.  They will send you a email when your card is on it way

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Thank you so much!

[php111]

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@AhmedInVA wrote:

I think you have to sign up for paerless billing in order to get your statements and alerts via email. I would call Cap One and ask when they mailed your card.

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Oh really? I am new and do not have an online account and when I enroll and it asks for an Account Number which I do not have.

[Anonymous]

Just got my cap one in the mail last week. It takes about two weeks and whatever email you used to apply with is where you'll get notified when the card was mailed.

[php111]

Thank you everyone!

[php111]

My first Credit Card ever is this Capital One Secured MasterCard. Should I pay in full what I see on my monthly bill statements? Or is this something where I pay it off slowly?

[Anonymous]

I have the same exact credit card and my credit score has been rising 15-30 points a month. Tips for using this credit card to build credit: Only use 10% or less of your credit limit every month, And don't pay off your bill until you receive your statement (in the mail) and your scores have been reported. One time i paid my bill off early and it reported as a $0 balance which dropped my score (fico scores are sensitive to $0 balances for some reason).

[Anonymous]

My emails can range from one day to a few.  Never know with them.  You should get it before they send out your card.  And another when they send out your card.