Well since they will delete. Send them a cashiers check for the amount certified mail. They wont send it back. It gets deleted and if its your only collections on your reports. Major win! Scores goes up. Come down to it. You did owe. And they added interst. Just be done with it. One less headache.
@FireMedic1 wrote:Well since they will delete. Send them a cashiers check for the amount certified mail. They wont send it back. It gets deleted and if its your only collections on your reports. Major win! Scores goes up. Come down to it. You did owe. And they added interst. Just be done with it. One less headache.
Agree with @FireMedic1 . Sometimes it's just better to pay it and get it out of the way. You MIGHT even see a little bit of a drop in your credit score temporarily but that's common when your overall debt . I always look at this like a temporary pullback in the stock market. Stocks dont always go up Just like one's credit score but this means your score is on the path to becoming healthier and the rebound of your score will be much more significant.
Starting Score: 570
