@DashaunT2002 wrote:All accounts are in good standing, low utilization and everything. Wish I could show you this screenshot of me being denied with a 748.
@pizzadude wrote:
@DashaunT2002 wrote:My checking account was closed for suspected fraud activity. When I reach out to the institution they tell me I don't owe a balance but still must wait the 5-7 years. Yes I do have other revolving accounts, all were opened prior to this incident besides one secured card that I had to get as a result of no other credit behind extended to me.
Ok are all of those other revolving accounts in good standing ? Are they maxed out or low utilization ?
yeah GS pulls chex, if they can see that it's dirty, they will likely deny for the apple card
you can head over to the chexsystems website to check out your rights and the ability to dispute if you think it's inaccurate
0/6, 2/12, 7/24
@DashaunT2002 wrote:Hello, I have a 748 fico score but I recently got denied for a Apple Card due to a negative item reporting on my ChexSystems report. I am currently in the process of disputing the derragotory item but my question is, are there any other credit card options that I can apply for? Thank you
I know I'm digging this up, but freeze your Chexsystems report and the application will progress along without it.
