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Collection Agency question

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ddamage
Regular Contributor

Collection Agency question

Hello Fam. First let me say thanks to those of you that have been helping me.  I appreciate it. 

 

So I have a collection because either Medicare or Tricare dropped the ball I think. I have both those insurances and had lab work done and apparently one or both didnt pay the bill and I ended up with a collection now smh. Its for 304 dollars and is with RADIUS GLOBAL SOLUTIONS.

 

My questions are:

 

1. Do you request something in writing first from the Radius that they will remove/delete line item or do I have to pay them first then ask for it?

 

2. Anyone have experience with this agency?

 

Thank you

Message 1 of 6
5 REPLIES 5
gdale6
Moderator Emeritus

Re: Collection Agency question

Medical collections are some of the easiest to get removed from your CRs, here are the steps that you should follow to address them:

1. Call the OC and see if insurance can be billed, (or-rebilled), collections ultimately paid by insurance get removed per new rules that came from CRAs settlement with 22 state AGs. If not then
2. see if you qualify for Charity Care, if not then
3. ask that they recall the collection in exchange for full payment
4. Send the reporting CA a PFD offer
5. Google the HIPAA Process and contact its creator for help, this process cannot be discussed in any forum of myFico.

Message 2 of 6
ddamage
Regular Contributor

Re: Collection Agency question


@gdale6 wrote:

Medical collections are some of the easiest to get removed from your CRs, here are the steps that you should follow to address them:

1. Call the OC and see if insurance can be billed, (or-rebilled), collections ultimately paid by insurance get removed per new rules that came from CRAs settlement with 22 state AGs. If not then
2. see if you qualify for Charity Care, if not then
3. ask that they recall the collection in exchange for full payment
4. Send the reporting CA a PFD offer
5. Google the HIPAA Process and contact its creator for help, this process cannot be discussed in any forum of myFico.


Thank you so much.

Message 3 of 6
jadeaznangel
Established Member

Re: Collection Agency question


@ddamage wrote:

Hello Fam. First let me say thanks to those of you that have been helping me.  I appreciate it. 

 

So I have a collection because either Medicare or Tricare dropped the ball I think. I have both those insurances and had lab work done and apparently one or both didnt pay the bill and I ended up with a collection now smh. Its for 304 dollars and is with RADIUS GLOBAL SOLUTIONS.

 

My questions are:

 

1. Do you request something in writing first from the Radius that they will remove/delete line item or do I have to pay them first then ask for it?

 

2. Anyone have experience with this agency?

 

Thank you


May I ask if you got anywhere with Radius? I'm in a similar situation. Thanks!

Message 4 of 6
coldfusion
Credit Mentor

Re: Collection Agency question

The OP has not logged onto this site since last summer, so I wouldn't hold out a lot of hope that they will respond.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 5 of 6
jadeaznangel
Established Member

Re: Collection Agency question


@coldfusion wrote:

The OP has not logged onto this site since last summer, so I wouldn't hold out a lot of hope that they will respond.


Thanks! I did get an answer to a similar situation on a different post, so it's all good. I appreciate it. Smiley Happy

Message 6 of 6
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