At the end of last year I disputed some old debts I had on my credit. Now keep in mind these debts are over 13 years old. There were 5 items and all 3 Bureaus erased them off my credit. They never sent me a letter stating that they took them off it just showed up on my credit they were gone. I was very happy! I waited a few months got my credit up to 689 and then applied for a credit card. The credit card is not much just a $300 limit. But that’s ok I am just trying to build my credit. So about 3 months later a new Collection agency with the same bills that were taken off and I think the amounts are more but they put it back on my credit with new dates???!!! My wife and I are so upset due to the fact that next year we are trying to purchase a new home and now we can not. Is this even legal? And how is this far because now I am at square one because of these bottom feeders. How can I prevent this from happening again? And do different programs like Life Lock prevent this from happening? I have just recently disputed again the same item but I sure hope they take it off again.
Do I have good grounds for suing? For what I have researced I think I do.
