Collection Question

[FICO_addiction]

gjmmgmnt   do what you think is best...don't buy into what evryone else wants you to do...if you wanna pay the debt pay it if it makes you feel better....just know it will not follow you forever, if you dont pay it.....sometime i think these guys work for the cc's and debt collectors() We've all been there some people just like sittin on their, higher than thou, horses...sayin "oh you'd better not do that". THEY DON'T KNOW FOR SURE, and the truth is no one does.  Best of luck to ya, mate!

[DaBears]

Wisconsin and MS are the only two states that allow the debts to expire and will not follow if you reside in those states. You probably have had the dunning notices sent to you and ignored them, thats on you!!!! other people that come here want to take care of their unpaid debt and make right. Future reference you might want to talk to a consumer attorney so they can explain in detail what the law is. We are here to give good and actual facts of what the FCRA and FDCPA states. 

Community Leader, 

DaBears

[Anonymous]

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@FICO_addiction wrote:

@gjmmgmnt   do what you think is best...don't buy into what evryone else wants you to do...if you wanna pay the debt pay it if it makes you feel better....just know it will not follow you forever, if you dont pay it.....sometime i think these guys work for the cc's and debt collectors() We've all been there some people just like sittin on their, higher than thou, horses...sayin "oh you'd better not do that". THEY DON'T KNOW FOR SURE, and the truth is no one does.  Best of luck to ya, mate!

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Yes, it will follow you forever.  Why do you say it doesn't.  What proof do you have?

State statutes determine whether or not the debt expires with the SOL and there are only 2 of those.

[Anonymous]

FICO_addiction wrote:

No, but he IS a Community Leader and should be respected.  What he said was the truth.  Whether you like it or not.
 
Please refrain from those types of comments.
 
First warning.

[FICO_addiction]

oh and you might wanna do some more research before you make statements, as facts are actually different....google alabama statue of limitations or alabama law statute of limitations of debt collection. k boss

[FICO_addiction]

guiness56                      I could really care less about your "warnings" as i have not techically violated any of the sites rules.

consider this YOUR first warning, as I consider you warning, threatening and harrassing

 your turn boss

[DaBears]

I will skip the second warning!!!! Your time is up. It will not be tolerated on myFico.com

[FICO_addiction]

ok boss. im still here. and have reported YOU for harrassment...oh no guess your 2,000 posts will have to wait too.

[FICO_addiction]

Oh NOOOOOOO...I'MMMM MELLTINGGG   OOHHHH WHHAT A WOORRRLD....WHHAT A WORRLDD!

[DaBears]

 Attacks, including “Flaming” another user or entity in such a way as to incite or perpetuate an argument or conflict; is a violation of the TOS of myFICO