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Collection Removed!

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Anonymous
Not applicable

Collection Removed!

I recently disputed an old Sprint account through Experian. The CA was Enchanced Recovery Collection and I disputed it because the DOFD was off by 3 yrs and and it was listed as closed. Anyway I disputed it and it is now removed from EX and TU. I even compared a CR last month to this month to be sure and it is indeed removed. Thanks goes to this forum with the useful tips and info!

Message 1 of 8
7 REPLIES 7
Shogun
Moderator Emeritus

Re: Collection Removed!

Winning!!!!  Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 8
madmann26
Valued Contributor

Re: Collection Removed!

Have you received a confirmation from the CRA's? During the dispute process accts are typically removed fron view.

I'd be wary unless you have an official communica from Exp or TU.

Current Scores - 8/26/2025


FICO 9


EQ - 769


TU - 778


EXP - 762


Message 3 of 8
VirtualCuriosity
Established Contributor

Re: Collection Removed!

Good for you.  Congrats


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Message 4 of 8
Anonymous
Not applicable

Re: Collection Removed!


@madmann26 wrote:
Have you received a confirmation from the CRA's? During the dispute process accts are typically removed fron view.

I'd be wary unless you have an official communica from Exp or TU.

CA accounts are not removed during a dispute.  Only certain aspects of an OC account.

Message 5 of 8
Anonymous
Not applicable

Re: Collection Removed!

I've done disputes where during the investigation it would show the item as "Potentially negative closed". But this time it was nowhere to found in my CR. I even logged in the Experian dispute site where I initiated the dispute and it didn't show the item at all.
Message 6 of 8
creditfox2
Established Member

Re: Collection Removed!

Congratulations!!  Did you see an increase in your score after the removal of the collection?  I had a paid collection ($1900) removed from my CR, but did not see an increase in my score.

Message 7 of 8
Anonymous
Not applicable

Re: Collection Removed!


@creditfox2 wrote:

Congratulations!!  Did you see an increase in your score after the removal of the collection?  I had a paid collection ($1900) removed from my CR, but did not see an increase in my score.


Honestly I don't remember, I was just glad it was removed. I think it was 3 or 5 point jump since it was really old.

Message 8 of 8
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