Collection agencies that do PFD

[Remedios]

Please feel free to add your own experience with collection agencies and I'll try to keep the list current. 

One big caveat to this list are medical collections. There are other possible ways of dealing with those, so if your CA is not on the "will delete" list, it's still possible to get them removed. 

Will delete 

LVNV - Changed policy, deletes now. YAY

Jefferson Capital - will delete in exchange for payment. Settling prior to payment is possible. 

Portfolio Associates - will delete per statement on their website. Installment payments and settlements get deleted, too

Midland Collections - will delete 2 years after DOFD per statement on their website. Installment payments and settlements get deleted, too

Add Astra - will delete 2 years after DOFD per statement on their website Installment payments and settlements get deleted, too

Williams & Fudge - will delete and will provide letter stating so. 

Cavalry Portfolio Services - will delete per statement on their website. Installment payments and settlements get deleted, too

CF Medical LLC - will delete and will provide letter stating so. Must be paid by certain date, okay to settle for less. 

AFNI - will delete, irrespective of the age of the delinquency

Phoenix Financial LLC - will delete and send email/letter stating so. 

Common Wealth Financial -will delete and provide  email stating so 

Aargon Agency  - will delete, provides letter to submit to CRA, but skip this step so it's not treated as dispute. Deletes in couple weeks

Optimum Outcomes - will delete and will provide email confirming deletion upon payment 

First Credit Services - will delete. If you ask CSR about it, they may not even know what you're talking about, but collection gets removed from CR. 

MARS, Inc - Will delete 

Affiliated Management Services - Will delete

Caine Weiner - Will delete 

Fidelity Collections- Will delete, will not provide anything stating that. Updates at the end of the month 

Plaza Collections - will delete accounts older than two years

Deville asset management - will PDF, possible to ask for email confirmation, settlements get deleted, too.

Credit Collection Services - will delete in exchange for payment 

Choice Recovery - will delete in exchange for payment 

The Bureaus Inc - will delete 30 to 45

days after it's paid

Midwest Recovery Systems - will PFD.

IC Systems - will PFD, allow 30-45 days for removal.

FCN (Financial Credit Network) - will delete. Allow 30-45 days for removal 

Glass Mountain Capital - will delete

Dynamic Recovery Solutions -will delete

Security Credit Services - will delete 

Emergent Business Group - will delete, settling for less than owed, too. 

Wakefield and Associates - Will delete 

Might delete 

Trident Asset Management- some CSR state it wont be deleted, others that it will. One reported deletion. 

 Source Receivables - If paid in full. Might require some leg work.  Recent confirmed report of deletion. 

EOS CCA - Will delete with some work

Enhanced Recovery - Really mixed bag. Most deletion occurred when debt paid to OC and asked to be recalled beforehand. 

Diversified Consultants - they dont delete, but if collecting for Sprint or ATT, contact  OC and ask for collection to be recalled. 

Convergent - they dont delete, but possible to pay OC and get it recalled. Contact OC first

Most likely will not delete 

National Credit

Allied Business Services

Waypoint Resource Group

Penn Credit

Delivery Financial services 

Southwest Credit Systems L.P

Receivable Collection Services 

SCA Collections Inc

[Anonymous]

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@Remedios wrote:

Do you guys think it would be beneficial to start a list of collection agencies that will do PFD? 

Maybe divide them in " will delete", " keep pestering" and " wont happen"

If I google it one more time, I think they will start charging me. It might make it easier to link to a thread vs. searching every time 

Also, there is a possibility such list already exists, except I could not find it so, if someone else can, that would work too 

Sounds like an amazing idea to me

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[simplegirl]

I would definitely do it because so many people ask about the same collection agencies and some threads are so old the poster doesn’t response.

[FireMedic1]

Go for it! My little SCT threads have helped many aviod problems getting too many SCT cards at once and HP's. Jump on it!

[Remedios]

Okay, so if you start listing them, I'll edit first post as we go 

[Anonymous]

EOS CCA - Will delete with some work - Had success with two accounts

Portfolio/Midland - Will delete - Listed on their website

[simplegirl]

The thing that confused me about midland is they will delete 2 years from the DOFD and not from when they bought the account.

[Remedios]

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@simplegirl wrote:
The thing that confused me about midland is they will delete 2 years from the DOFD and not from when they bought the account.

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We can annotate that next to CA name.

Is Portfolio same way? 

Also, will  payments in installments  and settlements also result in deletion? 

[gdale6]

There is no prior list on this as its only been recently that some are beginning to change their policies on removal of paid off collections. All the PFD requests from credit board users and perusers most likely changed their minds on this (only took a few decades). I dont see a problem with a list as long as its kept current.

[Remedios]

Thank you, @gdale6